FREE ACCESS
5,000–10,000 jobs/day
See all jobs on Scoutfield
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in underwriting strategy, risk selection, and portfolio management, with a strong ability to analyze data and translate insights into actionable recommendations. Proven experience in collaborating across functions to enhance profitability and member experience while adhering to regulatory requirements.
Highest-signal resume keywords
Property & Casualty UnderwritingRisk Selection ManagementData Analysis and InterpretationUnderwriting Guidelines DevelopmentCross-Functional Collaboration
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Underwriting FundamentalsPortfolio Performance MonitoringBusiness Mix AnalysisPricing StrategiesProduct Management PrinciplesRisk ManagementAnalytic EnhancementsSegmentation StrategiesFinancial Impact EvaluationModeling and Data Interpretation
Soft Skills
CollaborationInfluencing StakeholdersActionable RecommendationsStrategic ThinkingCommunication
Tools & Technologies
USAA Underwriting SystemsSegmentation ToolsAnalytic Platforms
Industry Keywords
Risk ManagementRegulatory RequirementsMarket TrendsAdverse SelectionMember ExperienceProfitabilityLifetime ValueCompliance Policies
About the role
Key responsibilities & impact- Drive underwriting strategy, portfolio performance, and risk selection across assigned geographic regions
- Collaborate with state management, pricing, product, capital management, compliance, and underwriting operations
- Monitor the book of business, including new and in-force business mix, risk attributes, and channel patterns
- Identify adverse selection or shifts in risk quality
- Evaluate modeled results, portfolio risk drivers, loss expectations, severity/frequency drivers, and modeled financial impacts
- Recommend and lead targeted underwriting actions to improve profitability, retention, lifetime value, and member experience
- Partner with regional state management teams on market conditions, state strategies, and business objectives
- Recommend state-specific underwriting actions balancing growth, risk, and member experience
- Align with pricing, product management, compliance, and capital management on underwriting recommendations and business impacts
- Identify and prioritize future capability needs, analytic enhancements, automation opportunities, and rule refinements
- Support development or refinement of underwriting guidelines, eligibility criteria, and referral frameworks
- Monitor effective financial and resource management of the assigned portfolio
- Identify, measure, monitor, and control risks in accordance with risk and compliance policies and procedures
Requirements
What you’ll need- Bachelor's degree in Risk Management, Business, Finance, Analytics, or a related field; OR 4 years of related experience may be substituted in lieu of degree
- 8 years of progressive Property & Casualty underwriting, product management, pricing, or portfolio management experience
- Comprehensive knowledge of underwriting fundamentals, industry practices, market trends, and regulatory requirements
- Ability to manage risk selection, pricing, and product performance
- Ability to interpret data, models, and trends to influence business decisions
- Ability to translate analytic findings into actionable recommendations
- Ability to collaborate and influence across multiple stakeholders and functions
- Experience with business mix analysis and using data to tell a story
- Working knowledge of USAA underwriting systems, segmentation tools, or analytic platforms
- Experience developing or applying underwriting guidelines, segmentation strategies, or rule frameworks
- Demonstrated ability to analyze data and translate modeled outputs into actionable insights
- Experience applying product management principles to underwriting or insurance products
- Experience leading cross-functional initiatives and influencing stakeholders to implement strategic changes
- Ability to connect macro-level market insights and state-specific conditions to tactical underwriting actions
- Must not require immigration support now or in the future; USAA does not provide visa sponsorship
Benefits
Comp & perks- Comprehensive medical, dental and vision plans
- 401(k)
- Pension
- Life insurance
- Parental benefits
- Adoption assistance
- Paid time off program
- Paid holidays
- 16 paid volunteer hours
- Various wellness programs
- Career path planning
- Continuing education
- Remote or hybrid flexibility for active-duty military spouses, consistent with applicable policy and business needs
- Pay incentives may be available based on overall corporate and individual performance and at the discretion of the USAA Board of Directors