Product Management Director – Bank

USAA

. Lead the Card Balances forecast, providing an integrated, forward-looking view of portfolio performance and financial outcomes .

Posted 11/5/2026full-timeUnited StatesLead💰 $143,320 - $273,930 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit card forecasting, financial modeling, and driver-based methodologies to enhance portfolio performance and accuracy. Proficient in translating complex data analyses into actionable insights and executive-level narratives while ensuring compliance with banking regulations.

Highest-signal resume keywords

Credit Card ForecastingFinancial ModelingData Visualization (Tableau)SQL, SAS, Python, RCross-Functional Stakeholder Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Driver-Based ForecastingScenario AnalysisVariance AnalysisModel ValidationAdvanced Excel Skills

Soft Skills

Data StorytellingProcess ImprovementAutomation

Certifications & Qualifications

MBAMaster of FinanceMaster of EconomicsMaster of StatisticsMaster of Data Science

Industry Keywords

Banking RegulationsRisk ManagementFinancial ServicesConsumer LendingPortfolio Analytics

Tech Stack

Tools & technologies

PythonSQLTableau

About the role

Key responsibilities & impact

Lead the Card Balances forecast, providing an integrated, forward-looking view of portfolio performance and financial outcomes
Develop and advance driver-based, statistical methodologies and scenario assessments to improve forecast accuracy, transparency, and business relevance
Analyze portfolio performance and translate business, economic, product, and member behavior drivers into actionable insights about balances and financial outcomes
Serve as a subject-matter expert on credit card financials and end-to-end balance flows, connecting accounts, sales, purchase volume, payments, revolving behavior, and other portfolio dynamics to forecasted results
Interpret performance and forecast-to-actual results, identify emerging risks and opportunities, and develop scenarios for strategic planning
Partner with executive management and cross-functional leaders to shape short- and long-term financial outlooks, business goals, and key results
Translate complex analysis into executive-level narratives, presentations, and recommendations
Advance forecasting and analytical capabilities through improved data, models, processes, automation, predictive analytics, machine learning, and artificial intelligence
Ensure associated risks are identified, measured, monitored, and controlled

Requirements

What you’ll need

Bachelor’s degree in business, Marketing, Supply Chain, or Statistics; OR 4 years of relevant education and/or experience
8 years of relevant industry experience in Actuarial, Underwriting, Marketing, Sales and Service, Finance/Accounting Operations or Financial Services
3 years of credit card forecasting or similar strategic product management experience, including direct support in managing product performance or financial outcomes
Experience telling stories leveraging data visualization tools (e.g., Tableau)
Experience creating product briefings and presenting to executive leadership
Experience in market research to inform forecasts, make product decisions and iterate rapidly
Knowledge of applicable Banking-industry laws, regulations, risk, and compliance requirements
No visa sponsorship; applicants must not require immigration support now or in the future
Bachelor’s degree in finance, economics, statistics, mathematics, data science, business analytics, engineering, operations research, or a related quantitative field
MBA, Master of Finance, Master of Economics, Master of Statistics, or Master of Data Science
Driver-based forecasting and financial modeling experience
Credit card, consumer-lending, or portfolio analytics experience
Advanced Excel skills
Scenario, sensitivity, forecast-to-actual variance analysis experience
Model validation and driver-level forecast accuracy measurement experience
Ability to synthesize complex analysis into an executive-level narrative
Cross-functional stakeholder management experience
Process improvement, automation, and model governance experience
SQL, SAS, Python, R, or a comparable analytical language skills

Benefits

Comp & perks

Comprehensive medical, dental and vision plans
401(k)
Pension
Life insurance
Parental benefits
Adoption assistance
Paid time off program
Paid holidays
16 paid volunteer hours
Various wellness programs
Career path planning
Continuing education
Pay incentives based on overall corporate and individual performance, at the discretion of the USAA Board of Directors
Remote or hybrid flexibility may be offered for active-duty military spouses, consistent with applicable policy and business needs