Product Management Manager – Deposits, Payments

USAA

. Formulate product and sales strategy recommendations based on profitability, competitiveness, and sales performance across the product life cycle .

Posted 10/8/2026full-timeUnited StatesMid-LevelSenior💰 $114,080 - $218,030 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in product management and strategic decision-making, with a strong focus on data analysis, market research, and compliance within the financial services sector. Proven ability to develop and launch products while managing risks and ensuring alignment with regulatory standards.

Highest-signal resume keywords

Product ManagementData AnalysisMarket ResearchRisk ManagementFinancial Services Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Data VisualizationProduct Strategy DevelopmentProduct GovernanceMarket Trend AnalysisPayment Operations KnowledgeProduct Lifecycle ManagementRegulatory Compliance KnowledgeData-Driven Decision MakingEmerging Payment Types KnowledgeCreating Product Briefings

Soft Skills

CollaborationStrategic ThinkingCommunication

Tools & Technologies

Tableau

Certifications & Qualifications

Accredited ACH ProfessionalNational Check Professional

Industry Keywords

Financial ServicesPaymentsComplianceRisk ManagementFederal RegulationsPayment RulesMarket IntelligenceProduct LaunchMember JourneyTransaction Data

Tech Stack

Tools & technologies

Tableau

About the role

Key responsibilities & impact

Formulate product and sales strategy recommendations based on profitability, competitiveness, and sales performance across the product life cycle
Compile, analyze, and interpret data to make strategic and tactical recommendations or decisions regarding sales and product performance
Define business questions and provide insights to improve business performance
Support maintenance of existing products and lead development and launch of less complex new products with channel partners
Gather analytics, competitive intelligence, and member information to support product strategy
Develop product strategy recommendations
Develop recommendations for launching new products or sales strategies and evaluate buy/build/partner decisions
Act as product subject-matter expert on features and services and collaborate with business partners
Partner with phone and digital teams on sales guides and education for products and services, including new offerings and enhancements
Identify and evaluate potential providers for alliance relationships
Support development, editing, and distribution of product communications
Research external market trends, design changes, financials, member information, and transaction data
Coordinate with Legal, Compliance, and Risk Management to ensure compliant product offerings
Interpret performance results to inform product or sales forecasting and planning
Ensure risks are identified, measured, monitored, and controlled according to risk and compliance policies

Requirements

What you’ll need

Bachelor's degree in Business, Marketing, Supply Chain, or Statistics; OR 4 years of relevant education and/or experience
6 years of relevant industry experience in Actuary, Underwriting, Marketing or Sales/Service or Finance/Accounting Operations or Financial Services
2 years of product management, or similar strategic management experience
1 year of Data Visualization experience (i.e. Tableau)
Advanced experience in creating product briefings
Experience in market research to create product roadmap, make product decisions and iterate rapidly
Knowledge of applicable product related regulations, and risk and compliance requirements
Knowledge of federal laws, rules, and regulations including FFIEC- Retail Payment Systems Handbook, Payment Rules (NACHA, Zelle, etc.), Reg CC, Reg E, and Reg DD
Bank or Financial Services Payment Operations and Money Movement Product experience
Ability to understand and explain end-to-end payment flows and the member journey from transaction initiation to reconciliation
Ability to manage a product from ideation through launch, iteration, and eventual sunsetting
Product Governance experience
2+ years of Data analysis experience in clearly communicating data driven decisions
Knowledge of industry trends and standards in the payments area
Experience with emerging payment types, such as stablecoin, tokenized deposits, and agentic payments
Accredited ACH Professional and National Check Professional accreditations are preferred
US military experience gained through military service or as a military spouse/domestic partner
Must not require immigration support now or in the future, including H-1B, TN, or STEM OPT Training Plans

Benefits

Comp & perks

Comprehensive medical, dental and vision plans
401(k)
Pension
Life insurance
Parental benefits
Adoption assistance
Paid time off program
Paid holidays
16 paid volunteer hours
Various wellness programs
Career path planning
Continuing education
Pay incentives based on overall corporate and individual performance, at the discretion of the USAA Board of Directors
Remote or hybrid flexibility for active-duty military spouses, consistent with applicable policy and business needs