Vault Credit Corporation

Analyst

• Make credit decisions within the authorized credit limit
• Prepare detailed credit analyses and recommendations for transactions exceeding the Analyst’s credit limit
• Support the origination process through underwriting analysis of borrowers’ character, creditworthiness, and financial condition
• Provide direction and leadership to origination and sales support members on structure, terms, conditions, security, and covenant recommendations
• Conduct research, financial analysis, and statistical analysis to assess client creditworthiness and minimize risk exposure
• Spread and analyze business financial statements and/or tax returns
• Ensure compliance with corporate credit policies and procedures
• Interact with the senior leadership team
• Identify process improvements and propose creative solutions
• Analyze causes of delinquency and recommend cures
• Monitor market changes and industry issues
• Complete ad hoc requests as needed

Credit Analyst II