Fraud Analyst

Vault Credit Corporation

. Initiate and review equipment and premises inspections to confirm assets exist, match documentation and are located where stated .

Posted 11/5/2026full-timeToronto • CanadaMid-LevelSenior💰 CA$65,000 - CA$75,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in fraud detection and prevention, with a strong understanding of AML/KYC compliance, including Canadian regulations. Proficient in analyzing complex data, documenting findings, and coordinating with external providers to ensure adherence to compliance standards.

Highest-signal resume keywords

Fraud DetectionAML/KYC ComplianceAnalytical SkillsDocument ReviewCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Fraud PreventionData AnalysisDocument VerificationRisk AssessmentCompliance Auditing

Soft Skills

Attention to DetailSound JudgmentCuriosityDiscretion

Tools & Technologies

Microsoft OfficeCase-Management SystemsPEP Screening ToolsIdentity Verification Platforms

Industry Keywords

AMLKYCFINTRACPCMLTFACredit Risk

About the role

Key responsibilities & impact

Initiate and review equipment and premises inspections to confirm assets exist, match documentation and are located where stated
Coordinate with third-party inspection providers, review reports, document discrepancies and escalate issues
Maintain inspection records and photographic evidence to audit standards
Review higher-risk files for unusual transaction structures, unverifiable suppliers and inconsistent business information
Identify fraud red flags, recommend additional verification and report conclusions to underwriting and management
Review IDs, bank statements and customer information for tampering, alteration or fabrication
Cross-check customer data against independent and third-party sources
Record outcomes and escalate suspected fraud according to company procedures
Assist with oversight and implementation of the AML/KYC compliance program
Review identification requirements and sanctions, PEP and adverse-media screening results; resolve or escalate matches
Support record-keeping, internal testing and AML/KYC procedure updates
Investigate suspected fraud cases, document findings, root causes and control gaps
Prepare FINTRAC reports, including suspicious transaction reports, within regulatory timelines
Track and report fraud attempts, confirmed fraud losses and fraud prevented
Monitor fraud trends and emerging schemes; update red-flag guidance and procedures
Train staff on fraud and AML/KYC best practices
Assist the Director, Credit with monthly compliance reviews and audits
Review defaulted files and recommend underwriting guideline improvements
Maintain external rate cards and help ensure deals comply with them
Support the syndications team with approvals and funding transactions with partner lenders
Perform other related duties as assigned

Requirements

What you’ll need

Post-secondary education in business, finance, criminology, law or a related field, or equivalent experience
Strong analytical skills and curiosity about how fraud schemes work
Familiarity with Canadian AML/KYC requirements, including the PCMLTFA and FINTRAC guidance
Demonstrated ability to detect altered or forged documents and inconsistent data
Strong written communication; able to document findings clearly and defensibly
Sound judgment, attention to detail and discretion with confidential information
Ability to work independently and coordinate with external providers remotely
Equipment finance or leasing experience preferred
Experience in fraud prevention, credit risk, compliance, investigations or financial services, including co-op or internship placements preferred
Experience with sanctions and PEP screening tools and identity verification platforms preferred
Proficiency with Microsoft Office and case-management systems preferred

Benefits

Comp & perks

Remote or hybrid work arrangement
Salaried position
Accommodation during the hiring process on request