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About the role
Key responsibilities & impact- Serve as trusted legal advisor to Walmart Marketplace teams developing and operating financial-services and payments products for sellers
- Partner with Product and Engineering teams throughout the product lifecycle
- Translate complex legal and regulatory requirements into practical product and operational solutions
- Advise on emerging legal and regulatory questions at the intersection of AI, commerce, and payments
- Advise on payment and financial-services issues arising from AI-enabled and agent-led commerce
- Work with technology and product teams on emerging commerce models involving Walmart and third-party AI platforms
- Advise on U.S. and international payments regulation, money transmission, remittance, ACH/NACHA, card-network rules, AML/CTF, OFAC, sanctions, and related financial-services regulation
- Advise on commercial lending, sales-based financing, secured transactions, loan-brokering, and commercial-finance regulation
- Analyze funds flows, settlement structures, payout mechanics, returns, chargebacks, collections, recovery strategies, and operational and credit-risk frameworks
- Draft and negotiate agreements with sponsor banks, capital providers, payment processors, networks, and financial-services and technology partners
- Evaluate payment and commerce technologies including digital wallets, tokenization, real-time payments, and AI agents
- Identify legal and regulatory issues early and develop pragmatic, risk-based paths to launch
- Develop scalable legal guidance, playbooks, and processes for Marketplace payments and financial-services products
- Partner across Legal, Compliance, Ethics, Privacy, Finance/Treasury, Risk, and Technology
- Manage outside counsel on specialized regulatory, licensing, and commercial-finance matters
Requirements
What you’ll need- J.D. or law degree from an accredited law school
- Active membership in good standing in at least one U.S. jurisdiction
- License to practice law in at least one state
- 4+ years of legal experience involving payments, fintech, banking, commercial finance, lending, or financial-services products
- Experience advising businesses on complex legal or regulatory issues and translating requirements into practical business solutions
- Experience drafting and negotiating sophisticated commercial agreements
- Strong judgment and intellectual curiosity
- Ability to operate independently in a fast-moving environment
- Ability and interest in working directly with product, engineering, and business teams
- Understanding of the operational and technical mechanics of supported products
- Curiosity about emerging technologies and novel legal frameworks
- Particularly valuable experience with payments regulation, money transmission, ACH/NACHA, card-network rules, payment processing, bank partnerships, marketplace or embedded-finance products, commercial lending, funds-flow analysis, cross-border payments, sponsor-bank or processor agreements, product counseling, AI-enabled products, agentic commerce, digital wallets, tokenization, or real-time payments
Benefits
Comp & perks- Performance-based bonus awards
- Medical, vision and dental coverage
- 401(k)
- Stock purchase
- Company-paid life insurance
- PTO, including sick leave
- Parental leave
- Family care leave
- Bereavement leave
- Jury duty leave
- Voting leave
- Short-term and long-term disability
- Company discounts
- Military Leave Pay
- Adoption and surrogacy expense reimbursement
- Vacation, sick leave, and holiday time through PTO and/or PPTO
- Walmart-paid education benefit program through Live Better U
- Tuition, books, and fees completely paid for eligible education programs
- Stock compensation for certain positions
- Annual or quarterly performance bonuses