Commercial Banking Development Program – Credit Analyst

Western Alliance Bank

. Spread, manage, and maintain financial background information on present and prospective customers .

Posted 9/28/2026full-timePleasanton • California • United StatesMid-LevelSenior💰 $36 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates strong analytical and organizational capabilities in financial analysis and credit risk assessment, with a focus on compliance and collaboration within Commercial Banking. Proficient in preparing detailed reports and managing financial information to support lending decisions.

Highest-signal resume keywords

Financial AnalysisCredit Risk AssessmentCompliance ManagementReport PreparationCommunication Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisCredit Studies DevelopmentSensitivity AnalysisLoan Package ProductionData Organization

Soft Skills

Analytical SkillsLeadership SkillsOrganizational SkillsSelf-MotivationCommunication Skills

Certifications & Qualifications

Accounting Course Completion

Industry Keywords

Commercial BankingLending RiskTreasury ManagementForeign Exchange InstrumentsBank Compliance

About the role

Key responsibilities & impact

Spread, manage, and maintain financial background information on present and prospective customers
Develop credit studies for Loan Officers, Chief Credit Officer, and Executive Management
Manage spread assignments and conduct financial analyses
Maintain related records and files
Prepare credit department reports
Support the Credit Administration team in analyzing credit and collateral information to determine lending risk
Collect, organize, and analyze company financials to ensure Bank compliance and update Bank systems
Work directly with clients to resolve compliance issues and operational inquiries
Review client financials and perform sensitivity analysis to evaluate credit risk
Prepare in-depth reports with action plans based on qualitative and quantitative research
Collaborate with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents
Produce loan packages for new and restructured loans
Facilitate Bank reporting and requests with third parties, including field auditors and appraisers
Monitor loan disbursements for compliance with Bank regulations

Requirements

What you’ll need

Completion of an Accounting course
Bachelor's degree or equivalent experience required
GPA of 3.0 or higher is required
Strong analytical, conceptual, communication, leadership, and organizational skills
An interest in working in Commercial Banking
Ability to self-motivate and work productively without supervision
Entry level speaking and writing communications skills

Benefits

Comp & perks

Competitive salaries
Ownership stake in the company
Medical and dental insurance
Time off
401k matching program
Tuition assistance program
Employee volunteer program
Wellness program
Hands-on experience to help grow your career