Western Alliance Bank

Reviewer

• Support the Credit Risk Review team in leading continuous quarterly credit file examination activities
• Process loan review engagements
• Execute quarterly analyses of credit quality trends for assigned loan portfolios or risk segments
• Evaluate commercial loan transactions and assess underwriting and portfolio management
• Provide independent feedback on underwriting analyses, risk grading decisions, credit mitigation actions, and credit management controls
• Monitor credit risk trends within assigned commercial lending risk segments
• Attend relevant meetings and maintain relationships with internal credit approval and portfolio management stakeholders
• Review credit and financial information, including financial statements, spreadsheets, cash flow analyses, and other sources
• Assess borrower risk profiles and risk grades, including complex lending relationships
• Perform risk-based sampling for continuous and periodic file reviews and adjust examination scope as appropriate
• Guide less experienced reviewers
• Analyze loan reporting and tracking systems and prepare comments for Credit Risk Review reports
• Evaluate changes or weaknesses in Credit Administration processes and policies
• Maintain knowledge of specialty NDFI lending industries
• Apply regulatory requirements, enterprise-wide Credit Policy, and Credit Risk Review policies and procedures
• Assist with ad hoc special projects
• Report to a Credit Risk Review Director, Senior Manager, or Manager

Credit Risk Reviewer

Vice President

• Work collaboratively across the SBA division team, Credit Administrators, Loan Operations processing and closing teams, relationship managers, and lending units
• Review new loan requests using commercial credit, loan structuring, and SBA eligibility knowledge
• Ensure proper approval authorities and sign-offs are obtained
• Ensure loans are handled timely within Service Level Agreements and comply with SBA programs, bank audits, and procedures
• Draft Opportunity Memos for SBA loans using information from relationship managers, lenders, and referring sources
• Evaluate SBA eligibility initially and prior to SBA loan approvals
• Review credit quality, SBA structure, and specific loan costs
• Evaluate and request missing information for the Opportunity Memo process and communicate with lenders on credit submission details
• Track and monitor SBA CAO decisions, update Opportunity Memos, and issue Term Sheets
• Deliver SBA team packages and Term Sheets to lenders for completion of applicant packages through SBA Underwriting
• Participate in Sales Team training and support generation of new 7(a) and 504 loans
• Attend sales team calls and share marketing ideas
• Provide audit and control points with the Internal SBA Team to ensure process compliance and quality
• Work with Loan Operations SBA Processing to meet SLAs and SBA controls
• Assess opportunities and execute cross-selling of applicable services

Vice President, SBA Business Banking

Financial Planning and Analysis

• Provide independent risk oversight of Treasury and Mortgage Capital Markets activities
• Monitor market, liquidity, and capital risks associated with investment securities and mortgage asset exposures
• Independently review risk exposures within investment securities, mortgage servicing asset, and loans held for sale portfolios
• Monitor portfolio composition and risk measures including duration, convexity, market value sensitivity, unrealized gain/loss positions, asset yields, valuation risk, and hedge effectiveness
• Monitor and assess hedging strategies and asset portfolio performance under interest rate, spread, and liquidity stress scenarios
• Review and validate management assumptions, model outputs, and stress testing
• Evaluate emerging market developments and their impact on asset performance and risk exposures
• Produce and enhance risk reporting for executive management and governance committees
• Identify portfolio trends, emerging risks, limit concerns, and material market developments requiring management attention
• Monitor adherence to Board-approved risk limits and regulatory requirements
• Build relationships across Treasury and Mortgage Capital Markets teams to gather data and support risk oversight
• Support documentation of risk reviews, challenge activities, and oversight processes in accordance with governance standards

Senior Capital Markets & Investment Portfolio Risk Analyst

Data Analyst

• Develop, maintain, and improve reporting solutions
• Analyze large data sets and provide actionable insights to stakeholders
• Ensure business data analysis needs are met while operating within data governance requirements
• Deliver and communicate complex findings clearly and concisely to the assigned business line
• Lead the design, build, and maintenance of advanced dashboards and reporting tools
• Monitor key business performance metrics while upholding data and reporting standards
• Identify and develop automation techniques to produce efficient and effective processes
• Perform deep-dive analysis on large, complex datasets to extract meaningful insights
• Identify trends, patterns, and anomalies and provide data-based recommendations
• Translate business questions into analytical tasks that support strategic decisions
• Present analytical findings and recommendations to senior management and key stakeholders
• Design and implement systems that ensure data accuracy and reliability
• Perform validation and quality checks
• Collaborate with IT teams to enhance data infrastructure and improve data accessibility

Senior Analyst – Analytics and Reporting

Analyst

• Spread, manage, and maintain financial background information on present and prospective customers
• Develop credit studies for Loan Officers, Chief Credit Officer, and Executive Management
• Manage spread assignments and conduct financial analyses
• Maintain related records and files
• Prepare credit department reports
• Support the Credit Administration team in analyzing credit and collateral information to determine lending risk
• Collect, organize, and analyze company financials to ensure Bank compliance and update Bank systems
• Work directly with clients to resolve compliance issues and operational inquiries
• Review client financials and perform sensitivity analysis to evaluate credit risk
• Prepare in-depth reports with action plans based on qualitative and quantitative research
• Collaborate with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents
• Produce loan packages for new and restructured loans
• Facilitate Bank reporting and requests with third parties, including field auditors and appraisers
• Monitor loan disbursements for compliance with Bank regulations

Commercial Banking Development Program – Credit Analyst

• Identify a target market for new business and develop and establish a book of new business from those relationships
• Negotiate, underwrite, and coordinate the closing of major and complex loans in compliance with Bank lending policies and procedures
• Develop business checking and deposit relationships with customers
• Assist clients with deposit-related products and services
• Gather and analyze client information to recommend appropriate deposit product solutions
• Compile and analyze market research data to develop recommendations regarding products and services for the target market
• Engage in business development activities and solicit new business
• Collaborate with the treasury partner to ensure seamless client experiences
• Call on and visit target customers to promote and sell Bank products and services
• Develop and maintain the customer database, including calls and results on new business relationships
• Interview prospective applicants and request information related to loan or credit applications
• Perform pre-qualification assessments and analyze financial condition and financing risk
• Prepare financing requests for senior management or Loan Committee approval
• Meet with prospective customers, visit loan sites, negotiate loan terms, and recommend acceptance to the Chief Credit Officer or Loan Committee
• Coordinate processing of approved loans and ensure compliance with agreements, customer needs, and Bank lending policies
• Obtain customer information and documentation and solve loan processing and servicing problems
• Maintain knowledge of financial industry status and trends
• Recommend products and services requiring improved performance
• Represent the Bank in community, civic, and community reinvestment functions to enhance the Bank's image and develop business
• Assist the Bank in establishing and maintaining its market position in financing

Senior Vice President, Commercial Banking – Middle Market

• Analyze, underwrite, and coordinate the closing of large corporate loans and structured products ($25mm+)
• Work with Directors and MDs to ensure credit risks are monitored and identified
• Gather and analyze information for presentation with Originators to Senior Management or Loan Committee for approval
• Analyze portfolio investment performance and make buy/hold/sell recommendations
• Prepare portfolio scorecards and recommend marks on collateral
• Coordinate processing of approved loans according to agreements, customer needs, and Bank lending policies
• Assist in solving problems in the portfolio
• Handle underwriting, portfolio management, and portfolio upkeep tasks related to new loan requests and/or the portfolio

Assistant Vice President – Portfolio Manager

Account Manager

• Manage client relationships and ensure excellent client service and delivery
• Drive product efficiency projects and potentially lead other business-related projects
• Collaborate with new business development staff on new business conversations with existing or prospective clients
• Manage clients overseeing CLOs and Leverage Finance Facilities
• Oversee day-to-day operations and reporting delivery with assigned client service associates
• Develop and maintain relationships with Corporate Trust clients
• Review and accept new client relationships based on account acceptance policies and procedures
• Provide quality service responsive to client needs and expectations
• Identify business risks and operational challenges, mitigate risk, and enhance operating systems and processes
• Coordinate development and implementation of operational changes
• Potentially meet revenue, new business, and expense goals
• Review client reporting and address required issues or changes
• Provide clients with required information and respond to interested-party queries

Client Relationship Manager

• Analyze, underwrite, and coordinate the closing of large corporate loans and structured products ($25mm+)
• Work with Directors and MDs to ensure credit risks are monitored and identified
• Gather and analyze information for presentation with Originators to Senior Management or Loan Committee for approval
• Analyze portfolio investment performance for buy/hold/sell recommendations
• Prepare portfolio scorecards and recommend marks on collateral
• Coordinate processing of approved loans according to agreements, customer needs, and Bank lending policies
• Assist in solving problems in the portfolio
• Handle underwriting, portfolio management, and upkeep tasks related to new loan requests and/or the portfolio

Vice President, Portfolio Manager – Lender Finance

• Develop new business opportunities by offering industry-specific banking services and products to the Community Association Industry
• Service existing clients and grow client relationships
• Cold call prospective clients and establish new business opportunities
• Provide sales presentations and communicate banking services via email, letters, demonstrations, presentations and conversations
• Attend industry trade shows, luncheons, association board meetings and local Community Association Institute chapter events
• Participate in national events and mandatory sales training requiring travel
• Promote and educate existing and future clients on the Bank's products and services
• Support the director in meeting deposit and lending goals
• Cross-sell products and services and build a portfolio of management company deposits
• Liaise between operations teams and clients, ensuring service levels and troubleshooting issues
• Review key performance indicators with the manager
• Prepare and submit new client forms and update existing client forms
• Manage marketing, entertainment and advertising expenses within budget guidelines
• Run sales ads in trade publications and complete mailing/email campaigns
• Market and solicit loans to community associations
• Collect and submit required underwriting material

Vice President, Association Banking

Project Manager

• Aid the successful execution of critical enterprise projects to realize enterprise goals and objectives
• Work with business sponsors, business leads, and IT project managers to develop detailed project plans and related documents
• Plan and monitor projects throughout their life cycles
• Help determine and document project scope
• Create work schedules and monitor and update project budgets
• Evaluate resource capacity
• Coordinate project team tasks and track completion of scheduled tasks and activities to prevent delays
• Collaborate with project team members to build and maintain project plans, timelines, milestones, and tasks
• Maintain and update project schedules, ensuring tasks are assigned and completed on time
• Review project timelines and recommend adjustments to keep projects on schedule
• Maintain project documentation, including project plans, artifact documents, status reports, and budgets
• Generate regular project status reports for project sponsors and team members
• Document, summarize, and distribute meeting notes
• Track resource allocations, availability, over-allocation, and assignment trends; report findings to leadership
• Monitor, document, and track issues and risk mitigation activities against target completion dates
• Work with business leads and IT resources to confirm invoice payment requests reflect proper billing amounts for completed work
• Build working knowledge of commercial banking to support and execute project management initiatives

Director

• Set the EPMO vision and execute continuous maturity improvement efforts
• Lead the bank’s Project and Program Management talent
• Provide people leadership, capacity management, and assignment discipline for enterprise priorities
• Attract, develop, engage, and retain high-performing Project and Program Managers
• Build a strong talent pipeline and create career growth opportunities
• Coordinate team resources, third-party contractors, and consultants
• Deliver business-critical projects on time and within budget
• Oversee project delivery practices and ensure compliance with project management standards
• Monitor project health, resource risks, and delivery performance
• Support timely resolution and escalation of issues
• Collaborate with senior leaders and stakeholders to improve execution outcomes and realize business value
• Ensure stakeholder satisfaction and accountability across projects
• Drive project execution excellence through communication plans, standard reports, meetings, and tools
• Review customer feedback and participate in customer meetings when necessary
• Recruit and lead the EPMO team
• Set and control project management standards and mentor project managers
• Identify and adjust key resources to meet project objectives
• Track issues, risks, schedules, changes, costs, and scope across ongoing projects
• Provide updates to supervisors, executives, and stakeholders
• Manage project schedules and task details using appropriate project management tools and reports
• Lead and develop the team through hiring, coaching, performance management, training, and development
• Keep leadership informed of changes related to new and ongoing projects
• Manage and balance team workload
• Ensure team members understand and accept roles, responsibilities, and accountabilities
• Develop EPMO project management capabilities through goal-setting, training, coaching, and group and individual meetings

EPMO Director

Insurance

• Develop and implement, or maintain, programs to identify, measure, monitor, and control risks throughout the organization
• Execute assigned Risk Programs in adherence to program methodology, policies, and standards
• Lead or assist in developing reporting, training, and continuous improvement initiatives
• Support risk and control inventories and assessments
• Support oversight of Change and Project Risk Management and Product & Services Risk Management across the Lines of Defense
• Drive consistency, standardization, and alignment of risk programs and processes
• Ensure governance structures, policies, and methodologies are applied uniformly and in accordance with enterprise standards and risk management frameworks
• Oversee enhancements to risk frameworks, reporting processes, and enabling tools
• Improve efficiency, data quality, and program effectiveness through automation and best practices
• Monitor enterprise risk trends and identify emerging and evolving risks
• Assess issues and potential impacts, ensuring visibility and readiness for escalation when risk levels exceed defined thresholds
• Support the Senior Director with special initiatives requested by the Chief Risk Officer, including Risk Management Skills & Staffing Assessment, CRO Communications, and Large Financial Institution Program oversight
• Manage a small team of 2–4 and support team development, training, and continuous improvement

Enterprise Risk Management Associate Director

• Identify a target market for new business and develop and establish a book of new business from those relationships
• Negotiate, underwrite, and coordinate the closing of major and complex loans in compliance with Bank lending policies and procedures
• Develop business checking and deposit relationships with customers
• Assist clients with deposit-related products and services
• Gather and analyze client information to recommend appropriate deposit product solutions
• Compile and analyze market research data to develop recommendations regarding products and services focused on target-market needs
• Engage in business development activities and solicit new business based on the target market
• Collaborate closely with the treasury partner to ensure seamless client experiences
• Call on and visit target customers to promote and sell Bank products and services and establish a new book of business
• Develop and maintain customer databases, including calls and results on new business relationships
• Make reports to superiors as required
• Interview prospective applicants and request information related to loan or credit applications
• Perform pre-qualification assessments and analyze financial condition and financing risk within the Bank's credit framework
• Gather information necessary to present financing requests to senior management or Loan Committee for approval
• Meet with new and potential customers, visit loan sites, negotiate loan terms and conditions, and recommend acceptance to the Chief Credit Officer or Loan Committee
• Coordinate processing of approved loans and ensure compliance with agreements, customer needs, and Bank lending policies
• Obtain sufficient customer information and documentation
• Solve problems related to loan processing and servicing within the Relationship Manager's portfolio
• Maintain superior knowledge of financial industry status and trends
• Recommend products and services experiencing less than satisfactory performance to senior management
• Represent the Bank in community, civic, and community reinvestment functions to enhance the Bank's image and develop additional business
• Assist the Bank in establishing and maintaining market position in the financing arena

Vice President, Commercial Banking – Innovation Banking

General

• Approve, administer and review loans and loan commitments for policy adherence and adequate collateral documentation
• Provide a first line of defense within the Bank’s Credit Risk Management framework
• Oversee primary credit portfolio management and reporting activities
• Build relationships with account officers by assisting with analyzing, underwriting and managing credits
• Support Credit Administration’s prescreening, underwriting and approval process
• Review large and complex loans before submission to the Chief Credit Officer
• Communicate with the Chief Credit Officer on deal pipeline, portfolio issues and material matters
• Apply decision-making techniques within approval limits and support employee development
• Review and update credit policies and procedures
• Ensure compliance with Bank policies, procedures and applicable state and federal banking regulations
• Review legal documents for accuracy and consistency with approved terms and conditions
• Assess concentration limits, concentration risk and local economic conditions
• Assist with quarterly portfolio reviews
• Oversee loan grading and risk-rating processes
• Assist with workout credits, prepare LAPSRs for criticized loans and monitoring reports for Watch credits
• Assist Loan Officers in managing weak credits
• Perform post mortems on charged-off loans
• Correspond with legal counsel and collectors on workouts, bankruptcies and charge-offs
• Provide data inputs, quality control, dashboard reporting and execution support for portfolio credit risk management processes
• Lead and develop a team, including hiring, coaching, performance management, training and development