Credit Analyst – Commercial Banking Development Program

Western Alliance Bank

. Spread, manage, and maintain financial background information on present and prospective customers .

Posted 10/27/2026full-timeLos Angeles • California • United StatesMid-LevelSenior💰 $33 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates strong financial analysis capabilities, including credit studies and risk assessment, while ensuring compliance with banking regulations. Proficient in preparing detailed reports and collaborating with various stakeholders to manage financial information effectively.

Highest-signal resume keywords

Financial AnalysisCredit Risk AssessmentCompliance ManagementReport PreparationClient Relationship Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial AnalysisCredit StudiesSensitivity AnalysisLoan Package PreparationData Organization

Soft Skills

Analytical SkillsCommunication SkillsLeadership SkillsOrganizational SkillsSelf-Motivation

Tools & Technologies

Bank SystemsTreasury Management ProductsForeign Exchange InstrumentsDerivatives

Certifications & Qualifications

Bachelor's DegreeAccounting Course Completion

Industry Keywords

Commercial BankingHealthcare LendingPortfolio ManagementCompliance

About the role

Key responsibilities & impact

Spread, manage, and maintain financial background information on present and prospective customers
Develop credit studies for Loan Officers, the Chief Credit Officer, and Executive Management
Manage spread assignments and conduct financial analyses
Maintain related records and files
Prepare credit department reports
Analyze credit and collateral information to determine lending risk
Collect, organize, and analyze company financials to ensure Bank compliance
Update the Bank’s systems
Work directly with clients to resolve compliance issues and operational inquiries
Review client financials and perform sensitivity analysis to evaluate credit risk
Prepare in-depth reports with plans of action based on qualitative and quantitative research
Collaborate with Bank groups to execute treasury management products, foreign exchange instruments, derivatives, and legal documents
Produce loan packages for new and restructured loans
Facilitate reporting and requests with third parties such as field auditors and appraisers
Monitor loan disbursements for compliance with Bank regulations
Gain exposure to healthcare lending, financial analysis, portfolio management, industry research, and client relationship management

Requirements

What you’ll need

Completion of an Accounting course
Bachelor's degree or equivalent experience required
GPA of 3.0 or higher is required
Strong analytical, conceptual, communication, leadership, and organizational skills
Interest in working in Commercial Banking
Ability to self-motivate and work productively without supervision
Entry level speaking and writing communications skills

Benefits

Comp & perks

Competitive salaries
Ownership stake in the company
Medical and dental insurance
Time off
401k matching program
Tuition assistance program
Employee volunteer program
Wellness program
Hands-on experience and career development opportunities