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Senior Credit Analyst
Western Alliance Bank. Spread, manage and maintain financial background information on present and prospective customers .
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in financial analysis, credit risk assessment, and compliance with banking regulations. Proficient in preparing detailed reports and collaborating with cross-functional teams to support treasury management and loan administration.
Highest-signal resume keywords
Financial AnalysisCredit Risk AssessmentRegulatory ComplianceReport PreparationTreasury Management
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial Statement AnalysisCredit Studies DevelopmentSensitivity AnalysisLoan AdministrationData OrganizationCompliance MonitoringCredit Risk EvaluationQuantitative ResearchLoan Package ProductionBanking Operations Knowledge
Soft Skills
Analytical SkillsCommunication SkillsLeadership SkillsOrganizational SkillsSelf-Motivation
Industry Keywords
Bank ComplianceCommercial Banking ProductsTreasury Management ProductsForeign Exchange InstrumentsLegal ComplianceAccountingFinanceEconomicsDeposit OperationsLoan Disbursements
About the role
Key responsibilities & impact- Spread, manage and maintain financial background information on present and prospective customers
- Develop credit studies for Loan Officers, Chief Credit Officer and other Executive Management
- Manage spread assignments and conduct financial analyses
- Maintain related records and files
- Prepare credit department reports
- Support the Credit Administration team in analyzing credit and collateral information to determine lending risk
- Collect, organize and analyze company financials to ensure Bank compliance
- Update the Bank’s systems
- Work directly with clients to resolve compliance issues and operational inquiries
- Review client financials and perform sensitivity analysis to evaluate credit risk
- Prepare in-depth reports with plans of action based on qualitative and quantitative research
- Collaborate cross-functionally to execute treasury management products, foreign exchange instruments, derivatives and legal documents
- Produce loan packages for new and restructured loans
- Facilitate reporting and requests with third parties, including field auditors and appraisers
- Monitor loan disbursements for compliance with Bank regulations
Requirements
What you’ll need- 2+ years of related experience in Accounting, Finance or Economics or similar field
- Bachelor's degree or equivalent experience required
- Entry level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management and/or other commercial banking products and services
- Entry level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices
- Entry level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data
- Strong analytical, conceptual, communication, leadership, and organizational skills
- Ability to self-motivate and work productively without supervision
- Intermediate speaking and writing communication skills
Benefits
Comp & perks- competitive salaries
- an ownership stake in the company
- medical and dental insurance
- time off
- a great 401k matching program
- tuition assistance program
- an employee volunteer program
- a wellness program
- opportunity to bolster business knowledge and gain hands-on experience