Vice President, SBA Business Banking

Western Alliance Bank

. Work collaboratively across the SBA division team, Credit Administrators, Loan Operations processing and closing teams, relationship managers, and lending units .

Posted 10/1/2026full-timeSan Jose • California • United StatesLead💰 $139,095 - $171,821 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive knowledge of SBA lending programs, including SBA 7(a), 504, and related compliance requirements. Proven ability to evaluate loan requests, communicate effectively with stakeholders, and manage the loan structuring process efficiently.

Highest-signal resume keywords

SBA Lending ExperienceCommercial Credit AnalysisLoan Structuring SkillsSBA Eligibility KnowledgeRelationship Management

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

SBA 7(a) ProgramSBA 504 ProgramSBA MARCSBA International Trade LoanSBA Express ProgramCommercial LendingCredit PolicyRegulatory ComplianceLoan DocumentationSBA SOPs

Soft Skills

Advanced Communication SkillsOrganizational SkillsTime Management Skills

Industry Keywords

SBA ProgramsLoan OperationsSales Team CollaborationAudit and ControlService Level Agreements

About the role

Key responsibilities & impact

Work collaboratively across the SBA division team, Credit Administrators, Loan Operations processing and closing teams, relationship managers, and lending units
Review new loan requests using commercial credit, loan structuring, and SBA eligibility knowledge
Ensure proper approval authorities and sign-offs are obtained
Ensure loans are handled timely within Service Level Agreements and comply with SBA programs, bank audits, and procedures
Draft Opportunity Memos for SBA loans using information from relationship managers, lenders, and referring sources
Evaluate SBA eligibility initially and prior to SBA loan approvals
Review credit quality, SBA structure, and specific loan costs
Evaluate and request missing information for the Opportunity Memo process and communicate with lenders on credit submission details
Track and monitor SBA CAO decisions, update Opportunity Memos, and issue Term Sheets
Deliver SBA team packages and Term Sheets to lenders for completion of applicant packages through SBA Underwriting
Participate in Sales Team training and support generation of new 7(a) and 504 loans
Attend sales team calls and share marketing ideas
Provide audit and control points with the Internal SBA Team to ensure process compliance and quality
Work with Loan Operations SBA Processing to meet SLAs and SBA controls
Assess opportunities and execute cross-selling of applicable services

Requirements

What you’ll need

7+ years of SBA lending or related experience
Commercial lending experience is a plus
Bachelor’s Degree from a 4-year college or university, preferably in Finance or Accounting, or equivalent combination of education and experience
Strong knowledge of SBA 7(a), 504, SBA MARC, SBA International Trade Loan, and SBA Express programs
Commercial credit analysis and loan structuring skills
Strong SBA eligibility and processing knowledge
Minimum five years working with Sales directly or indirectly as an SBA SME, or processing with Sales teams
Ability to communicate with Bankers and Customers and present loan structures
Intermediate to advanced knowledge of SBA SOPs
Intermediate to advanced knowledge of general banking operations
Intermediate to advanced knowledge of regulatory and legal compliance obligations
Strong knowledge of SBA commercial and real estate lending documentation, credit policy, and regulatory requirements
Advanced knowledge of relationship management
Advanced organizational and time management skills
Advanced speaking and writing communication skills
May require up to 50% travel

Benefits

Comp & perks

Annual bonus/incentives eligibility
Restricted stock
Ownership stake in the company
Medical and dental insurance
Paid time off
401k matching program
Tuition assistance program
Employee volunteer program
Wellness program
Business knowledge and career development opportunities