Fraud Analyst

Western Union

. Support Western Union's Agent Monitoring and Investigation program by identifying and mitigating fraud, money laundering, sanctions, and other financial crime risks across the agent network .

Posted 10/22/2026full-timeAtlanta • United StatesJuniorMid-Level💰 $64,000 - $75,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in fraud investigations, AML compliance, and risk management within financial services. Proficient in analyzing transaction data and documenting findings to support regulatory compliance and enhance risk controls.

Highest-signal resume keywords

Fraud InvestigationsAML ComplianceRisk ManagementData AnalysisRegulatory Reporting

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Fraud InvestigationAMLBSA ComplianceSanctions ComplianceRisk AssessmentData AnalysisTransaction MonitoringCase ManagementInvestigative ReportingFinancial Crime Risk Assessment

Soft Skills

CollaborationCommunicationProblem-SolvingAttention to DetailCritical Thinking

Tools & Technologies

Microsoft ExcelData Analytics PlatformsInvestigative ToolsCase Management SystemsTransaction Monitoring Systems

Certifications & Qualifications

CAMSCFE

Industry Keywords

Financial ServicesPaymentsMoney TransmissionBankingFintechComplianceFinancial CrimeRegulatory RequirementsCross-Border OperationsEmerging Fraud Trends

About the role

Key responsibilities & impact

Support Western Union's Agent Monitoring and Investigation program by identifying and mitigating fraud, money laundering, sanctions, and other financial crime risks across the agent network
Partner with Compliance, Financial Crimes, and business stakeholders on investigations, risk assessment, and regulatory and settlement-related monitoring
Investigate Western Union agents, agent owners, and agent networks for fraud, agent complicity, training deficiencies, and compliance or financial crime risks
Analyze transaction activity, customer information, agent behavior, and investigative findings to identify unusual patterns and suspicious activity
Perform risk-based reviews using internal systems, data sources, and investigative tools
Document investigative findings, conclusions, and recommendations
Assess risks and recommend mitigation actions, including escalation, remediation, monitoring enhancements, restrictions, or corrective actions
Support regulatory and settlement-related monitoring, investigations, escalations, and remediation within established timeframes
Collaborate with Compliance, Fraud, Financial Crimes, Operations, Legal, and other cross-functional stakeholders
Identify emerging fraud and financial crime trends and provide insights to strengthen risk controls and agent oversight
Recommend enhancements to monitoring, investigation, and risk management processes

Requirements

What you’ll need

2+ years of experience conducting fraud investigations, AML, financial crimes compliance, BSA compliance, sanctions compliance, risk management, or related investigative activities
Experience reviewing and analyzing large volumes of transactional, customer, or account-related data
Experience documenting investigative findings and recommendations in accordance with established procedures and regulatory requirements
Experience using Microsoft Excel to analyze transactional, customer, or investigative data and support reporting activities
Bachelor's degree or equivalent combination of education and relevant work experience
Applicants must be currently authorized to work in the United States on a full-time basis
Experience supporting agent, merchant, correspondent, or third-party monitoring and investigation programs
Experience conducting investigations involving agents, merchants, MSBs, or other third-party partner networks
Experience investigating fraud, money laundering, terrorist financing, sanctions compliance, or other financial crime risks
Experience filing, supporting, or contributing to SAR investigations and regulatory reporting processes
Experience in financial services, payments, money transmission, banking, fintech, or compliance industries
Knowledge of AML, BSA, OFAC, sanctions, and financial crime regulatory requirements
Experience using investigative, case management, transaction monitoring, or data analytics platforms
Professional certifications such as CAMS, CFE, or related compliance certifications
Experience supporting global or cross-border financial services operations

Benefits

Comp & perks

Short-term incentives
Multiple health insurance options
Accident and life insurance
Best-in-class development platforms
Medical, Dental, Vision, and Life Insurance
Tuition Assistance Program
Employee Discount Program
Parental Leave
401K Plan
Hybrid work arrangement with office attendance minimum three days a week