Wisr

Artificial Intelligence

• Lead the analytics and AI capability within Credit Risk, Data & Analytics
• Oversee modelling work across credit decisioning, risk-based pricing, portfolio monitoring and IFRS 9 ECL
• Own the analytics and modelling stack across Snowflake, Dataiku and Python
• Improve technical maturity across version control, reproducibility, model monitoring and deployment discipline
• Move recurring analysis into automated, production-supported processes
• Lead adoption of AI and GenAI tooling across credit risk workflows
• Produce data products to evaluate AI-agent accuracy against actual outcomes
• Architect AI-agent self-improvement loops and own feedback mechanisms for updated agent logic and retrained behaviour
• Build and own data pipelines ingesting agent audit trails, reasoning and decisions for accuracy monitoring and benchmarking
• Identify and prioritise AI use cases, build investment cases and measure benefits
• Ensure AI solutions meet model governance, validation and monitoring standards in a regulated lending environment
• Lead development, validation, deployment and monitoring of credit decisioning, behavioural and ECL models, plus pricing and offer logic
• Design and run test-and-learn initiatives for credit policy and pricing changes
• Work with Equifax, Illion, bank statement and open banking data
• Run team delivery on the CRDA Jira board, including story shaping, backlog grooming and sprint prioritisation
• Collaborate with Data Engineering, Product and Technology on platform dependencies and roadmap sequencing
• Translate model outputs into decisions for Credit, Pricing, Collections, Product and Finance
• Prepare and present analytical papers to Credit Committee, Risk Committee and board audiences
• Maintain modelling, validation, governance and monitoring practices aligned with NCCP, RG 209 and ASIC responsible lending obligations
• Lead, mentor and develop analysts and data scientists
• Manage team priorities, delivery and quality standards

Lead, Credit Decision Science and AI