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Xero

Engineer – Payments Platform

Xero

. Build platforms and product capabilities supporting money movement through Xero, including invoice payments, bill payments, payroll, and future payment experiences .

Posted 10/28/2026full-timeVancouver • CanadaMid-LevelSenior💰 CA$131,800 - CA$150,000 per yearWebsite

Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in backend software engineering, focusing on building reliable and scalable payment systems while ensuring financial accuracy and compliance. Proficient in collaborating across teams to influence architecture and enhance operational efficiency through automation and AI tools.

Highest-signal resume keywords
Backend Software EngineeringDistributed SystemsTransactional Data ManagementAutomated Testing and DeploymentPayments and Financial Systems

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Backend Software EngineeringDistributed SystemsTransactional Data ManagementAutomated TestingDeploymentObservabilityService OperationsPayment OrchestrationRisk ManagementCompliance
Soft Skills
Clear CommunicationCollaborationProblem SolvingKnowledge SharingConstructive Feedback
Tools & Technologies
AI ToolsAutomation Tools
Industry Keywords
PaymentsFinancial SystemsAccuracyAuditabilityCustomer OnboardingKnow-Your-Business Verification

Tech Stack

Tools & technologies
Distributed Systems

About the role

Key responsibilities & impact
  • Build platforms and product capabilities supporting money movement through Xero, including invoice payments, bill payments, payroll, and future payment experiences
  • Build reliable, secure, and scalable software where financial accuracy matters
  • Work closely with engineering, product, and operational partners to shape technical decisions and balance delivery with customer-protection controls
  • Contribute to an inclusive team culture through communication, knowledge sharing, and constructive feedback
  • Evolve invoicing-coupled systems into reusable payment capabilities for multiple products, providers, and regions
  • Build payment orchestration and provider integrations with clear boundaries between payment methods, providers, and networks
  • Develop foundations for customer onboarding, know-your-business verification, entity management, risk, and compliance
  • Strengthen reconciliation, dispute handling, and internal ledger capabilities
  • Support bill payments and broader incoming and outgoing money flows with reliability, security, and observability
  • Apply AI and automation to reduce manual effort while maintaining controls and human oversight
  • Influence architecture, challenge assumptions, and help define how payment experiences are built and scaled across Xero

Requirements

What you’ll need
  • Strong backend software engineering experience
  • Track record of building and operating reliable production services
  • Understanding of distributed systems, service boundaries, consistency, resilience, and failure handling
  • Practical experience with transactional data where correctness, integrity, and traceability are essential
  • Ability to solve ambiguous problems and make pragmatic architectural decisions
  • Ability to assess whether to improve an existing system or take a new approach
  • Ownership of automated testing, deployment, observability, and ongoing service operations
  • Clear communication and collaboration across engineering, product, and operational teams
  • Interest in using AI tools to improve engineering productivity and exploring automation with appropriate controls and human oversight
  • Experience in payments, financial systems, or environments where accuracy and auditability are critical would be valuable

Benefits

Comp & perks
  • Annual bonus program for permanent employees
  • Equity (RSU) programs for permanent employees
  • Performance-based cash or equity incentives depending on role level and company performance
  • World-class health, wellness, and retirement programs
  • Wellbeing days
  • Generous leave
  • Dedicated professional development budgets
  • Hybrid work model with one to two days per week in the office and flexibility to work from home on other days