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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in financial services regulation and payments law, with a strong focus on compliance, risk management, and regulatory advisory for technology businesses. Proven ability to build relationships with regulators and mentor legal team members while translating complex regulations into accessible language.
Highest-signal resume keywords
Financial Services RegulationPayments LawRegulatory ComplianceRisk ManagementRegulatory Advisory
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Regulatory AdvicePayments ExperienceFinancial Crime ComplianceAML/CTF RequirementsSanctions RequirementsRegulatory ProjectsAFSL ObligationsLegal Translation
Soft Skills
Commercial AcumenCollaborative MindsetTrust BuildingAutonomous Work
Certifications & Qualifications
Relevant Law DegreeCurrent Practising Certificate
Industry Keywords
Financial ServicesGlobal Payments RegulationEmbedded Financial ServicesRegulatory GuardrailsFinancial Regulators
About the role
Key responsibilities & impact- Provide practical, commercial advice on payments and financial services regulation
- Partner with product, risk and strategy teams on complex regulatory questions across markets
- Support Xero’s financial services ambitions in Australia, the US and UK
- Build trusted relationships with financial regulators
- Advise on global payments regulation, financial services law and financial crime, including AML/CTF and sanctions requirements
- Develop regulatory guardrails for new payment participation models
- Support AFSL obligations, compliance and risk management across Xero’s Australian payments business
- Support expansion of payments and embedded financial services capability into the US and UK
- Mentor junior members of the legal team
- Collaborate with legal, compliance, risk and product colleagues, external advisers and regulators
Requirements
What you’ll need- Relevant law degree
- Current practising certificate
- 8+ years PQE
- Solid financial services regulatory and payments experience
- Experience providing regulatory advice to a global, growth-focused technology business
- Experience running large-scale regulatory projects
- Experience liaising directly with financial regulators
- Strong commercial acumen
- Ability to work autonomously in a fast-moving environment
- Ability to translate complex legal and regulatory detail into plain English
- Collaborative mindset and ability to build trust across legal, product and risk teams
Benefits
Comp & perks- Hybrid working model with flexibility to split time between home and office
- Regular in-person boost days
- Mentoring and professional development through mentoring junior legal team members
- Background checks conducted by Xero, including potentially credit and criminal history checks
