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Xero

Lead Engineer – Payments Platform

Xero

. Shape the technical foundation for money movement capabilities and unlock new product lines globally .

Posted 10/15/2026full-timeSeattle • Washington • United StatesSenior💰 $206,000 - $260,000 per yearWebsite

Tech Stack

Tools & technologies
AWSCloudJavaNoSQLSQLC++Go

About the role

Key responsibilities & impact
  • Shape the technical foundation for money movement capabilities and unlock new product lines globally
  • Guide the design and development of reliable, scalable, performant, and secure platform services
  • Ensure operational excellence and direct business outcomes
  • Make foundational architectural decisions for an early-stage initiative
  • Contribute directly to production code and proof-of-concepts
  • Solve complex financial technology challenges at massive scale
  • Collaborate with product, security, risk, and operations teams
  • Design and build payment platform capabilities, including orchestration, risk and fraud, and multi-provider functionality
  • Build a global bill payment product for small businesses
  • Develop core high-throughput platform services
  • Integrate and champion artificial intelligence capabilities to improve engineering productivity and developer workflows
  • Set technical direction, mentor engineers, and foster an inclusive culture
  • Translate complex business needs into resilient engineering solutions
  • Drive agile execution and deliver results

Requirements

What you’ll need
  • Proven track record of delivering highly available, distributed backend systems
  • Experience designing high-throughput services under real-world constraints
  • Deep understanding of system architecture and API design
  • Experience with both SQL and NoSQL databases
  • Proficiency in C#, Java, Golang, or C++
  • Experience with cloud-native platforms such as AWS
  • Hands-on contribution to production code, proof-of-concepts, and technical deep dives
  • Strong leadership capabilities, including setting technical direction and mentoring engineers
  • Ability to break down complex problems into clear, actionable solutions
  • Experience driving agile execution to deliver results
  • Ability to partner with Product, Design, and other cross-functional teams
  • Advanced usage of AI tools and practices to accelerate development workflows
  • ON or AB applicants may be willing to relocate; Seattle Area, Washington US applicants may work remotely
  • Working rights for the country this role is based in
  • Satisfactory completion of relevant background checks, which may include credit and criminal history checks

Benefits

Comp & perks
  • Annual bonus
  • Equity (RSU) programs
  • Performance-based cash or equity incentives, depending on role level and company performance
  • Medical insurance
  • Dental insurance
  • Vision insurance
  • 401(k) match
  • 21 days PTO
  • 10 days of Wellbeing leave
  • 5 days of Xtra Leave
  • 1 volunteer day
  • 12 paid holidays
  • Paid parental leave
  • Flexible work from home arrangement
  • Hybrid working model
  • Boost days for in-person collaboration, socialising, and problem-solving