Junior Risk Analyst

Xolo

. Verify client identities and screen clients against sanctions, PEP, and high-risk lists .

Posted 10/23/2026full-timeEstoniaJunior💰 €24,000 - €30,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in client identity verification, customer due diligence, and compliance with AML/CFT regulations. Proficient in maintaining accurate records and escalating high-risk outcomes while adhering to written procedures.

Highest-signal resume keywords

Client Identity VerificationCustomer Due DiligenceAML/CFT ComplianceRecord KeepingLogical Reasoning

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Due DiligenceSanctions ScreeningSpreadsheet SkillsNumerical ReasoningCase-Note Writing

Soft Skills

JudgementAttention to DetailClear Communication

Industry Keywords

GDPRPEPRisk ManagementTransaction MonitoringHigh-Risk Lists

About the role

Key responsibilities & impact

Verify client identities and screen clients against sanctions, PEP, and high-risk lists
Work onboarding or alert queues according to internal procedures and identify inefficiencies
Carry out customer due diligence and ongoing due diligence, including requesting information from clients
Close routine clearances and no-action alerts within procedure
Maintain complete records of decisions
Escalate suspicion, procedural deviations, and high-risk or PEP outcomes to the Risk Lead
Participate in structured training covering GDPR, AML/CFT, typologies, transaction monitoring, and sanctions
Participate in quarterly cross-training
Collaborate with Risk Leads and the growing Risk function

Requirements

What you’ll need

Bachelor’s degree or higher in economics, finance, accounting, law, or a related field
Final-year students are welcome to apply
Ability to work accurately under volume
Judgement to escalate rather than resolve alone
Comfortable working to written procedures with every decision documented and defensible
Confidence with numbers, including reviewing bank statements or invoice trails
Logical reasoning and ability to explain conclusions in writing
Clear, concise case-note writing in English
Strong spreadsheet skills or numerical/logical reasoning experience are a bonus

Benefits

Comp & perks

Choice between health insurance or a sports membership
One-time home office setup bonus
Monthly remote work allowance
Annual company summer event in Estonia
Structured training at every step
Clear career path with progression assessed on evidenced performance