Examiner

• Continuously monitor and examine activities to assess and report the status and direction of credit risk within assigned portfolios
• Identify credit risk trends and evaluate origination quality, portfolio performance, and credit risk management practices
• Analyze credit metrics, conduct transaction testing, and engage with first- and second-line business and risk partners
• Review credit exposures for compliance with credit policies and safe and sound banking practices
• Participate in or lead credit risk review examinations, including horizontal reviews across lines of business and geographies
• Analyze quality and performance metrics, review transactions, and assess loan portfolio origination and servicing processes
• Perform ad hoc credit risk analysis using spreadsheet or database software
• Propose ratings and risk direction assessments; develop findings and conclusions
• Present results to senior managers and complete written reports
• Maintain review documentation and specialized knowledge for assigned lines of business
• Advise junior examiners and support continuous improvement initiatives
• Collaborate with senior management on team goals and objectives
• Potentially serve as lead examiner for continuous credit risk monitoring between examinations

Examiner jobs in Alabama

Credit Risk Review Examiner