Examiner

• Independently conduct borrower file reviews across diverse Commercial loan portfolios
• Assess underwriting adequacy, portfolio monitoring, documentation adequacy, collateral valuations, risk rating accuracy, and problem loan administration
• Interpret and apply Regulatory feedback, requirements, Bank policies, credit standards, risk limits, and Regulatory guidance
• Analyze borrower information, repayment capacity, management capability, covenant adherence, legal documentation, and industry risk
• Develop and provide management with risk rating assessments supporting the Bank's Expected Loss determination
• Participate in risk rating discussions with internal stakeholders and Line of Business partners
• Develop job aids supporting Examination activities
• Interact with lending and credit management staff to resolve discrepancies and disputes
• Maintain expert knowledge of Bank credit policies and procedures and pursue professional development
• Produce workpapers documenting review findings for Loan Review management, Line of Business partners, and Regulatory review
• Manage workflow according to department standards
• Assist with professional development of other Commercial Examiners
• Maintain customer information confidentiality and perform other related duties

Explore Loan Review Commercial Examiner II at TD. Review requirements and application details.