TD

Loan Review Commercial Examiner II

TD
Posted 10/19/2026full-timeRemote • New Jersey • United StatesMid-LevelSenior💰 $100,000 - $150,000 per yearWebsite
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Core Competencies

Role fit
Core Competencies

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Demonstrates extensive expertise in Commercial Credit Analysis, Risk Rating Assessment, and Regulatory Compliance, with a strong ability to communicate findings and influence stakeholders effectively. Proficient in analyzing borrower information and maintaining confidentiality while managing workflow and supporting professional development.

Highest-signal resume keywords
Commercial Credit ExperienceCredit Risk ManagementRegulatory Examination KnowledgeExcellent Verbal And Written Communication SkillsMicrosoft Office Proficiency

About the role

Key responsibilities & impact
  • Independently conduct borrower file reviews across diverse Commercial loan portfolios
  • Assess underwriting adequacy, portfolio monitoring, documentation adequacy, collateral valuations, risk rating accuracy, and problem loan administration
  • Interpret and apply Regulatory feedback, requirements, Bank policies, credit standards, risk limits, and Regulatory guidance
  • Analyze borrower information, repayment capacity, management capability, covenant adherence, legal documentation, and industry risk
  • Develop and provide management with risk rating assessments supporting the Bank's Expected Loss determination
  • Participate in risk rating discussions with internal stakeholders and Line of Business partners
  • Develop job aids supporting Examination activities
  • Interact with lending and credit management staff to resolve discrepancies and disputes
  • Maintain expert knowledge of Bank credit policies and procedures and pursue professional development
  • Produce workpapers documenting review findings for Loan Review management, Line of Business partners, and Regulatory review
  • Manage workflow according to department standards
  • Assist with professional development of other Commercial Examiners
  • Maintain customer information confidentiality and perform other related duties

Requirements

What you’ll need
  • Bachelor's Degree in business or related field required
  • Strong preference for Finance or Accounting major or concentration; actual work experience can offset a different degree type
  • Minimum of 5 years Commercial credit experience in loan review, credit underwriting/analysis, credit management, credit risk management, Commercial lending or Regulatory examinations
  • Strong knowledge of Commercial lending and credit analysis
  • Demonstrated experience in corporate, syndicated and leveraged loans highly desired
  • Excellent verbal and written communication skills
  • Ability to compile review data and interpret it in narrative and analytical form
  • Ability to present well-formed and supported opinions of process, procedure and credit risk condition to business management
  • Ability to prioritize and organize assignments and meet strict deadlines
  • Excellent PC skills, including word processing and spreadsheets via Microsoft Office products and custom applications and systems
  • Highly competent in commercial credit analysis, credit risk assessment, and risk rating via Regulatory definitions
  • Ability to work well with and influence others without direct management control
  • Ability to navigate potentially contentious circumstances
  • Ability to maintain confidentiality of customer information
  • Ability to perform sedentary work continuously and operate standard office equipment continuously
  • Occasional domestic travel; no international travel

Benefits

Comp & perks
  • Variable compensation/incentive awards, including eligibility for cash and/or equity incentive awards
  • Health and well-being benefits
  • Savings and retirement programs
  • Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO
  • Banking benefits and discounts
  • Career development
  • Reward and recognition
  • Regular career, development, and performance conversations
  • Online learning platform
  • Mentoring programs
  • Training and onboarding sessions
  • Occasional domestic travel

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Credit UnderwritingLoan ReviewRisk Rating AssessmentCollateral ValuationPortfolio MonitoringDocumentation AdequacyCredit AnalysisFinancial AnalysisData CompilationNarrative Interpretation
Soft Skills
Organizational SkillsInfluencing SkillsProblem-Solving SkillsConfidentiality MaintenanceInterpersonal Skills
Tools & Technologies
Microsoft OfficeCustom ApplicationsStandard Office Equipment
Industry Keywords
Commercial LendingCredit StandardsRisk LimitsRegulatory GuidanceSyndicated LoansLeveraged LoansCovenant AdherenceManagement CapabilityRepayment CapacityLoan Review Management