Loan Officer

• Support the Company’s growth through outside sales activities and lead generation
• Travel at least weekly to communities, realtors’ offices, and other locations to solicit new business and leads from home builders
• Conduct First Time Homebuyer Seminars to develop leads and build relationships
• Travel to and participate in builder and realtor functions, status meetings, phase releases, phone banks, and special events
• Meet with prospective and current customers, explain mortgage offerings, obtain loan applications and required documents, and attend closings
• Review leads daily and contact prospective customers by telephone and email to arrange in-person or virtual meetings
• Originate and prepare new loans in accordance with the Loan Officer agreement and Products and Policies manual
• Advise customers on mortgage loan products based on their individual needs
• Review interest rates and lock loans according to Secondary Marketing Pricing and Rate Lock policies, at least fifteen days before closing
• Assist New Home Consultants with customer pre-qualifications and provide loan status updates
• Meet or exceed closed loan capture rates, spot loan objectives, and other established sales goals
• Maintain reports and notes in the origination computer system regarding prospects, customers, applications, loan status, underwriting, rate locks, projected closings, incentives, and expenses