Mortgage Loan Officer

• Meet with prospects referred by realtors, developers, attorneys, and internal/external referral sources
• Explain mortgage products and recommend options based on prospect needs
• Guide customers through the mortgage application process
• Explain required information and loan-process steps
• Ensure applications are accurate and include required documentation
• Manage customer expectations regarding processing times and closing dates
• Sell and originate residential mortgage loans according to policies, legal requirements, and regulatory guidelines
• Generate referrals for mortgage and other company business-line products
• Develop plans to achieve sales goals
• Enter loan information into the mortgage loan system and maintain accurate pipelines
• Create supporting underwriting and regulatory files
• Send applications and required information to underwriting
• Underwrite loans using point-of-sale underwriting systems within authority
• Communicate loan decisions and additional information requirements to customers
• Submit materials to processing, clear conditions, finalize commitments, and prepare for closing
• Coordinate with customers, underwriters, processors, realtors, and closing agents
• Attend closings as needed
• Maintain knowledge of industry practices, products, mortgage laws, and regulations through training and seminars
• Participate in homebuyer seminars, home shows, broker meetings, and financing workshops
• Recommend changes to products, programs, or pricing
• Support successful TD Bank audits and examinations
• Handle complex mortgage needs

• Interview and counsel members about first mortgage loans
• Take mortgage loan applications
• Establish and maintain personal relationships with members
• Guide and follow mortgage loans from initial application through closing
• Determine applicants’ qualifications
• Provide detailed information about Navy Federal’s mortgage and equity loan products
• Clarify complexities of the mortgage/equity loan process
• Evaluate, personalize, and recommend financing alternatives
• Build and maintain referral relationships with realtors, builders, and other centers of influence
• Adhere to Navy Federal policies, procedures, and Bank Secrecy Act regulations

Mortgage Loan Officer I/II – Refinance

• Interview and counsel members about first mortgage loans
• Take mortgage loan applications
• Establish and maintain personal relationships with members
• Guide and follow mortgage loans from initial application through closing
• Determine applicants’ qualifications
• Provide detailed information about Navy Federal mortgage and equity loan products
• Clarify complexities of the mortgage/equity loan process
• Evaluate, personalize, and recommend financing alternatives
• Build and maintain referral relationships with realtors, builders, and other centers of influence
• Comply with Navy Federal policies, procedures, and Bank Secrecy Act regulations

Mortgage Loan Officer jobs in Florida

Mortgage Loan Officer

Mortgage Loan Officer I/II – Refinance

Mortgage Loan Officer I – Refinance Loan Officer