Mortgage Loan Officer

• Act as liaison between customers and the financial institution
• Help qualified applicants acquire loans in a timely manner
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine applicable ratios and metrics and set up debt payment plans
• Communicate with clients to request or provide information
• Justify approval or rejection decisions and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore options, and introduce different types of loans
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Perform other duties as assigned
• No supervisory responsibilities

Senior Residential Mortgage Loan Officer, RMLO

• Interview and counsel members about first mortgage loans
• Take mortgage loan applications
• Establish and maintain personal relationships with members
• Guide and follow mortgage loans from initial application through loan closing
• Determine applicants' qualifications
• Provide detailed information about Navy Federal's mortgage and equity loan products
• Clarify complexities of the mortgage/equity loan process
• Evaluate, personalize, and recommend financing alternatives
• Build and maintain referral relationships with realtors, builders, and other centers of influence
• Adhere to Navy Federal policies, procedures, and regulations pertaining to the Bank Secrecy Act

Mortgage Loan Officer jobs in Texas

Senior Residential Mortgage Loan Officer, RMLO

Mortgage Loan Officer I/II – Refinance