Underwriter

• Own the analysis of merchant financial health from bank-transaction data across applicants and funded merchants.
• Build and maintain portfolio health metrics, cohort views, and early-warning dashboards.
• Identify leading indicators of loss and transaction patterns that precede delinquency.
• Identify merchants and segments suitable for faster approvals, auto-approval, pre-approved offers, and proactive renewals.
• Define approval criteria and partner with Pricing to put them into production.
• Use unfunded applicants and businesses that declined offers as market signals.
• Surface pricing opportunities where pricing differs from cash-flow reality.
• Translate signals into actions with Pricing and Credit teams and measure results.
• Partner with Data Engineering on clean, current, trustworthy data pipelines.
• Build lightweight tools and automation, including AI/LLM-assisted workflows and self-serve intelligence for operations teams.
• Communicate findings to non-technical and executive audiences using clear visuals and narratives.

Explore Senior Analyst, Cash Flow Underwriting – Intelligence at One Park Financial. Review requirements and application details.

Underwriter jobs in Utah

Senior Analyst, Cash Flow Underwriting – Intelligence

Underwriting Manager