Banco ABC Brasil

Analyst

• Manage and monitor the Agribusiness Credit Portfolio
• Monitor the credit portfolio by evaluating sector-specific variables and clients’ operating performance across the regions under your coverage
• Understand clients’ business models and identify inherent risks
• Conduct in-depth analyses of financial statements
• Assess whether credit facilities, collateral, and maturities are appropriate, and propose adjustments
• Develop customized solutions for clients facing financial difficulties, aiming to mitigate potential losses under stress scenarios
• Participate with the commercial team in negotiations to restructure credit terms

Senior Credit Management and Monitoring Analyst

Manager

• Take a consultative approach to selling transactional products, including Payments, Collections, Receivables, PIX, and short-term investments
• Conduct on-site and remote visits to analyze corporate clients’ cash flows, identify operational pain points, and design solutions
• Partner with Relationship Managers to identify opportunities within the existing client base and among prospects
• Position Cash Management products as an entry point for establishing new relationships
• Analyze transaction volumes, develop competitive proposals, and structure operational pricing
• Ensure healthy contribution margins and increase share of wallet
• Manage the new sales pipeline and oversee onboarding in partnership with IT and Technical Support teams
• Ensure the certification and approval of files and interfaces, such as CNAB and APIs, and the proper ramp-up of transaction revenues
• Monitor the active portfolio monthly to ensure the collection of contracted fees and maintenance of float volume
• Take preventive action in the event of revenue or transaction-volume declines
• Gather market and client feedback to recommend operational system improvements and new functionalities in partnership with Product Development teams

Senior Credit Management and Monitoring Analyst

Cash Management Manager I