Camden National Bank

Manager

• Monitor the performance of existing commercial customers within an assigned portfolio to ensure compliance with covenants, financial condition and risk rating
• Discuss perceived weaknesses or potential credit problems with Banking Officers, the Director of Commercial Banking and/or other appropriate parties
• Request and follow up on borrowers’ monthly, quarterly or annual financial information submissions
• Analyze work for conformity with regulatory guidelines and Bank policies, including Reg B and HMDA compliance
• Assist Commercial Banking Officers with advanced transactions and prepare loan requests for underwriting
• Review loan documentation in preparation for loan closings
• Prepare term sheets and commitment letters in accordance with approval documents
• Assist with renewals or modifications to existing loans
• Work with customers and Commercial Banking Officers on construction disbursement requests and obtain required documentation
• Perform annual relationship reviews to ensure accurate risk grades and data integrity
• Perform site inspections as required
• Train new team members as needed

Commercial Portfolio Manager

Education Specialist

• Collaborate across business lines to assess professional development needs and recommend, design, and implement learning solutions and content
• Plan, develop, coordinate, and deliver educational programs, including LMS content, compliance learning, new employee orientation/onboarding, technical training videos, and communications
• Create learning content, including documents and videos
• Influence talent development and promote an inclusive workplace that supports cooperation, teamwork, and engagement
• Analyze education programs using benchmarks and metrics aligned with strategic business goals and required learning
• Report program findings quarterly and annually
• Deliver learning content through in-person, virtual, and eLearning/video/job aid platforms
• Maintain the Workday Learning Management System, including reporting, uploading content, answering stakeholder questions, bi-annual testing, and ad hoc requests

Education & Development Specialist

General

• Spread and thoroughly analyze financial statements and supporting documentation on new commercial and commercial real estate loans using the Bank’s loan origination system
• Utilize automated decision-making functions within the loan origination system to assess risk and decide loan requests where applicable
• Prepare Commercial Offering Memoranda using the loan origination system, Excel spreadsheets and Word documents
• Periodically review and analyze updated financial statements and supporting documentation to confirm risk ratings on existing commercial and commercial real estate loans
• Discuss perceived credit weaknesses or potential credit problems with Lenders, other Credit Officers or the Director of Credit Administration
• Make risk rating recommendations
• Remain informed and up-to-date on regulatory guidelines and Bank policies
• Assist in training Credit Department members or business line partners
• Update workflows and generate pipeline reports to maintain transparency throughout the underwriting process
• Accompany Lenders to meet with customers and prospects when appropriate
• Participate in or lead commercial credit-related projects
• Develop expertise in specialty areas of commercial credit analysis and provide guidance to other analysts