HighNote

Risk

• Review, investigate, and disposition transaction monitoring alerts for fraud, AML, and sanctions risk within established timelines and quality standards
• Conduct in-depth investigations of unusual or suspicious activity, including account, card, and counterparty analysis, and document findings with clear rationale and supporting evidence
• Identify patterns and typologies such as structuring, rapid movement of funds, card testing, account takeover, money mule activity, and misuse of programs by undisclosed third parties
• Prepare accurate, well-supported referrals for Unusual Activity Reporting and support UAR narrative quality and timely filing
• Analyze transaction data to identify emerging fraud and compliance trends and recommend risk-mitigating actions such as card or account restrictions
• Partner on the design, tuning, and backtesting of monitoring rules and scenarios
• Monitor subscriber program activity against expected behavior and escalate elevated-risk deviations
• Support sponsor bank oversight, regulatory exams, and audits by producing monitoring data, case files, and responses to inquiries
• Contribute to monitoring procedures, alert-handling playbooks, and quality assurance
• Support KYC/KYB reviews of new subscriber applications as needed
• Participate in a 24/7 on-call rotation, one week per month, responding to real-time risk events and coordinating with Operations and Engineering

Explore Senior Risk Analyst at HighNote. Review requirements and application details.

Open roles

Senior Risk Analyst