MUFG

Financial Planning and Analysis

• Monitor borrower financial performance on an ongoing basis
• Evaluate collateral performance at the borrowing base component level and ensure adequate collateral coverage
• Assess historical and projected liquidity and excess availability levels
• Ensure collateral is regularly appraised and field exams evaluate collateral quality and controls; recommend adjustments when needed
• Prepare detailed written credit analyses and required credit applications
• Evaluate loan purpose and structure, liquidity, asset protection, repayment sources, corporate, regulatory and industry risk, operating performance, and capital structure
• Contribute to revenue and return growth through cross-sell efforts and lead presentations with portfolio officers, relationship managers, product partners, and ABF origination staff
• Monitor troubled credits, recommend and implement appropriate actions, participate in performance and exposure strategy meetings, and address bankruptcy and collateral liquidation issues
• Assist with bank group management as agent, including client needs, solution structuring, term negotiation, and bank group communication
• Perform due diligence and provide timely responses to additional credit requests
• Maintain accurate internal and regulatory risk ratings and recommend adjustments when material credit-profile changes occur
• Conduct periodic discussions with agents, obtain borrower updates, and address amend-and-extend requests and amendments
• Assist with internal and external examinations, audits, compliance, and operational activities

Analyst, Asset Based Finance – Portfolio Management