The Platform

Actuary

• Build initial rating structures and pricing models for new insurance programs
• Model expected loss ratio, commission structure, fronting costs, and profitability under different scenarios
• Validate rating logic in production systems before launch
• Produce recurring loss ratio, frequency, severity, and trend reporting for program reviews
• Build and maintain performance dashboards for Underwriting and leadership
• Investigate emerging trends and adverse development and provide recommendations
• Prepare loss data, exhibits, and experience analyses for carrier submissions, renewal proposals, and reinsurance placements
• Support bordereaux accuracy, delegated authority reporting, and carrier audit requests
• Build and maintain rate indications, loss cost models, and rate level analyses
• Support segmentation and risk selection analysis and recommend rate responses
• Perform competitive and market analysis to assess pricing adequacy and positioning
• Prepare rate, rule, and form filing exhibits and supporting actuarial materials and respond to regulator objections
• Provide analytical support for underwriting referrals, account-level pricing questions, and appetite decisions
• Help maintain and refine underwriting guidelines using data
• Partner with Underwriting, Claims, Finance, Product, and Engineering
• Automate recurring analyses and apply AI where it improves efficiency