Younited

Revenue Operations

• Lead performance and value creation across Younited’s Credit and Insurance businesses
• Define and manage revenue and profitability for the Credit business
• Define the pricing strategy for the French Credit business and optimize Younited’s market positioning
• Monitor profitability through ROA, analyze performance variances, and propose action plans
• Optimize lead conversion by identifying drop-off points, developing business cases, and managing tests
• Define the Insurance product strategy in France, Italy, Spain, and Portugal
• Manage the P&L, value chain, performance, partners, negotiations, and contractual and regulatory developments
• Drive revenue, uptake, and churn-reduction levers
• Centralize and prioritize Product needs for the France Business Unit, contribute to trade-off decisions, and communicate priorities, timelines, and results
• Define the organization and resource needs of the Revenue Strategy team
• Recruit, onboard, and manage a Revenue & Project Manager
• Structure the allocation of responsibilities, track priorities, and support skills development
• Ensure the quality of analyses, recommendations, and projects
• Collaborate with Risk, Product, Compliance, Marketing, Data, Insurance, and Business teams

Revenue Strategy Manager

Manager

• Manage an assigned credit-risk perimeter and help ensure credit production meets business targets by customer segment, pricing and risk level
• Assess whether origination, customer segments, pricing, default and recovery levels align with business targets
• Analyse financing cohorts, portfolio risk and generational risk to identify deviations from target and assess potential impact on P&L and business results
• Recommend to the Business Unit whether segments should be opened, maintained or closed
• Work with CPM on default and recovery curves, risk assumptions, scores and rates, including country-specific topics and salary-linked loans
• Analyse current production and balance-sheet risk to determine whether performance is in line with target
• Formulate clear, data-driven recommendations
• Act as a bridge between CPM, Operations, Risk teams and the relevant Business Unit
• Explain origination performance and risk trends
• Contribute to the monthly risk cycle, Risk Committees, ongoing projects and monthly risk report
• Communicate with country CEOs, local Risk teams, CPM, ERM and senior stakeholders

Revenue Strategy Manager

Credit Risk Manager