Examiner

• Lead complex Field Examinations on existing borrowers and assist with examinations led by other examiners
• Analyze borrowers’ collateral records and financial reports to assess collateral values and identify collateral weakness or deterioration
• Evaluate accounting system controls, data integrity, managerial control oversight, and borrower accounting personnel
• Verify collateral reporting and management comply with loan document terms and conditions
• Prepare complex Field Examination reports and supporting workpapers with findings, material variances, conclusions, and recommendations
• Communicate and escalate significant examination findings, concerns, delays, or borrower limitations to lending and credit personnel
• Participate in meetings with Relationship Managers, deal teams, and borrower representatives to discuss collateral issues
• Confirm proper collateral reporting on Borrowing Base Certificates
• Ensure Borrowing Base compliance with Loan Approval terms and conditions
• Manage due diligence and direct daily fieldwork performed by assigned Field Examiners
• Train junior and new Field Examiners
• Evaluate junior/new Field Examiners’ progress and report it to the Recurring Business Regional Field Examination Manager

Senior Field Examiner – Business Credit

• Lead complex Field Examinations on existing borrowers
• Assist with Field Examinations led by other examiners
• Perform independent analysis of borrowers’ collateral records and financial reports
• Determine and assess collateral values securing loans and identify collateral weakness or deterioration
• Evaluate accounting system controls, data integrity, managerial control oversight, and borrower accounting personnel
• Verify collateral reporting and management comply with loan-document terms and conditions
• Prepare complex Field Examination reports and supporting workpapers
• Highlight significant findings, material variances, conclusions, and recommendations for improvement
• Communicate and escalate significant exam findings, concerns, delays, or borrower limitations to lending and credit personnel
• Participate in meetings with Relationship Managers, deal teams, and borrower representatives
• Confirm proper reporting of collateral on Borrowing Base Certificates
• Ensure Borrowing Base compliance with Loan Approval terms and conditions
• Manage the due diligence process when leading an examination
• Direct daily fieldwork performed by assigned Field Examiners
• Ensure assignments and duties are completed accurately and timely
• Train junior and new Field Examiners
• Evaluate junior/new Field Examiners’ progress and report to the Recurring Business Regional Field Examination Manager
• Demonstrate customer focus and manage risks in accordance with PNC’s Enterprise Risk Management Framework