Property Adjuster

• Investigate and evaluate homeowners property claims from start to finish
• Confirm facts of loss, determine coverage, assess damages, and negotiate settlements within assigned authority
• Manage the entire claim lifecycle, including supplements, Additional Living Expense (ALE) claims, contents, and personal property losses
• Work closely with customers, contractors, and other partners to handle claims accurately and efficiently
• Deliver excellent customer service through clear, timely communication
• Create estimates of damages on complex first-party homeowner losses
• Build relationships with internal and external customers
• Interpret regulatory compliance and fair claims practices
• Negotiate settlements, make settlement payments, and document activities in complex files
• Apply policy interpretations across company-written policy types
• Assist leadership with formal and ad hoc training
• Recommend process improvements
• No supervisory duties

Field Property Adjuster

• Investigate and maintain highly complex property claims
• Determine liability and secure information
• Review coverages and arrange appraisals
• Settle claims with a high degree of competency and independence
• Investigate origin and cause of high-exposure claims
• Contact insureds, claimants, agents, attorneys, contractors, experts, special investigation units, adjusters and public personnel
• Check for prior claims and recognize environmental exposures
• Participate in High Damage Reviews to address coverage issues and exposure
• Handle 1st-party and 3rd-party claims under multiple policy types and endorsements
• Conduct on-site inspections and evaluate damages
• Negotiate claims with insureds, claimants, attorneys and public adjusters
• Respond to customer inquiries, make decisions and close files as needed
• Interpret policies, leases, by-laws, declarations, articles and contract coverages
• Provide claim process and status information and redirect questions as appropriate
• Mentor less experienced adjusters and serve as a subject matter expert
• Report to a Large Loss Senior Manager
• Participate in other assignments, duties or projects as required

Property Adjuster jobs in Texas

Field Property Adjuster

Large Loss Property Field Adjuster