Risk

• Analyze medical claims, billing, and coding data for accuracy and completeness
• Manage and process medical insurance claims, including validation, documentation, and insurer follow-ups
• Coordinate with internal stakeholders and external partners, including insurers, brokers, and third-party administrators
• Resolve insurance-related issues, queries, and escalations
• Maintain and validate employee census data against insurance policies and agreements
• Prepare reports on claims utilization, trends, and risk insights
• Support governance, compliance, and internal control activities related to medical insurance
• Drive process improvements and automation initiatives
• Conduct regular reviews, stakeholder discussions, and knowledge-sharing sessions
• Deliver insights through data analysis and reporting

Operational Risk Specialist

• Deliver end-to-end risk and insurance operations for assigned markets
• Manage insurance renewals and premium calculations, including data preparation, validation, and submission in global risk systems
• Oversee Certificate of Insurance management and respond to market requests
• Coordinate insurance invoice posting, payment tracking, and PR/PO initiation with S2P teams
• Prepare and analyze insurance premium forecasts and explain material movements
• Manage insurance claims handling, documentation, follow-ups, and claims tracking
• Maintain risk and insurance data repositories for audits, tax, and compliance reviews
• Prepare premium allocation and amortization files, journal entries, and trackers
• Validate property values, locations, and ownership data; coordinate approvals with market CFOs
• Support Y+1 premium forecasting and identify risk or cost drivers
• Resolve escalated insurance and risk issues with analysis and recommendations
• Conduct governance calls and reviews with markets and internal partners
• Provide training and governance guidance on risk and insurance processes
• Drive process improvements, automation, and emerging services aligned with global risk and treasury initiatives

• Support Royal Caribbean Group’s enterprise data governance programs
• Advance the maturity of the enterprise data catalog and operationalize the data stewardship model
• Document trusted data assets and maintain business and technical metadata
• Improve glossary definitions and support lineage, ownership, certification, and stewardship standards
• Coordinate stewardship workflows across business and technology teams
• Schedule and hold stakeholder meetings for stewardship assignments, glossary reviews, metadata decisions, and governance approvals
• Define critical data elements and report stewardship KPIs
• Maintain and enhance the enterprise data catalog, including data assets, owners, stewards, classifications, and approved sources
• Capture, validate, and maintain business, technical, operational, and governance metadata
• Support lineage documentation and create requirements specifications, process flow diagrams, and business process models
• Define data quality rules, monitor results, document root causes, track remediation, and escalate issues
• Create SQL queries, reports, and dashboards for data quality, guest data inquiries, privacy escalations, and KPI reporting
• Identify and execute process improvement opportunities
• Partner with Legal, Privacy, Security, IT, Data Science, and business teams on responsible AI governance
• Assist with AI governance platform implementation and monitoring
• Document and govern AI use cases and datasets and prepare audit-ready evidence
• Execute data subject requests and guest research escalation requests
• Enhance and implement privacy escalation processes

Risk jobs in Philippines

Operational Risk Specialist

Operational Risk Specialist

Data Governance Analyst