Altius Search Group

Financial Planning and Analysis

• Personally source and close equipment finance loans and leases
• Build a qualified pipeline through direct borrower and referral relationships
• Assess customers, equipment, sponsorship, transaction structure, risks, and repayment plans
• Coordinate with credit, underwriting, and documentation teams to move transactions through funding
• Develop a sustainable book of business
• Provide market insight as the company expands into new industries
• Work directly with leadership and credit on financing structures for nontraditional borrowers
• Originate transactions ranging from approximately $500,000 to $50 million across robotics, defense technology, physical AI, automation, advanced manufacturing, and other essential markets

Direct Origination, Equipment Finance

• Underwrite commercial equipment finance transactions by analyzing financial statements, tax returns, cash flow, credit reports, bank information, collateral, guarantor support, and repayment capacity
• Evaluate equipment loans, finance leases, capital leases, operating leases, sale-leaseback transactions, vendor finance programs, and other commercial equipment finance structures
• Assess equipment values, collateral quality, advance rates, proposed terms, transaction structure, industry conditions, borrower strength, and concentration exposure
• Identify material credit risks, policy exceptions, documentation concerns, and appropriate structural or financial mitigants
• Prepare credit memoranda and approval recommendations for new transactions, renewals, amendments, and other credit requests
• Present transactions and respond to questions from senior credit leadership or the credit committee
• Collaborate with sales, operations, documentation, asset management, and credit leadership to move qualified transactions through approval
• Maintain complete and accurate credit files, approval conditions, workflow status, and supporting documentation
• Monitor assigned transactions for adverse trends, emerging risks, missing information, and unresolved approval conditions
• Communicate credit concerns promptly and exercise independent judgment within established policies and approval guidelines

Commercial Credit Analyst – Equipment Finance

Vice President

• Develop new equipment finance business directly with middle-market, large corporate, private equity-sponsored, and other commercial clients
• Build and manage an active pipeline through targeted prospecting, referrals, existing industry relationships, and strategic business-development initiatives
• Establish relationships with CFOs, treasurers, controllers, procurement leaders, operating executives, private equity sponsors, and other senior decision-makers
• Identify capital expenditures, technology investments, facility expansions, automation projects, and equipment replacement requirements
• Structure equipment loans, leases, and customized financing solutions
• Prepare and present financing proposals communicating structure, pricing, and value
• Collaborate with credit, operations, documentation, asset management, and senior leadership from opportunity through funding
• Gather financial, operational, and transaction information for complete credit presentations
• Maintain ownership of client relationships and communicate with stakeholders
• Expand relationships by identifying additional equipment categories, locations, business units, and financing requirements
• Maintain pipeline reporting, production forecasts, calling activity, and account-development plans
• Represent the company at client meetings, industry events, conferences, and business-development activities

Direct Origination, Equipment Finance

Commercial Credit Analyst – Equipment Finance

Vice President – Direct Originations