Finora Bank

Debt Manager

Finora Bank
Posted 10/20/2026full-timeVilnius • LithuaniaMid-LevelSenior💰 €2,809 - €4,132 per monthWebsite
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Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in debt recovery strategies, financial analysis, and legal documentation preparation, with a strong understanding of the Lithuanian legal framework and banking operations. Proficient in managing restructuring processes and communicating effectively with various stakeholders.

Highest-signal resume keywords
Debt Recovery ManagementFinancial AnalysisLegal Documentation PreparationUnderstanding of Lithuanian Legal FrameworkExcel Proficiency

About the role

Key responsibilities & impact
  • Manage a portfolio of distressed exposures and support implementation of the Bank’s debt recovery strategy
  • Analyse individual cases and prepare recommendations on recovery, restructuring, settlement or enforcement approaches
  • Prepare proposals for the Credit Committee and other decision-making bodies, present cases and implement approved decisions
  • Develop restructuring and enforcement plans aligned with borrowers’ repayment capacity and the Bank’s risk tolerance
  • Monitor implementation and progress of recovery, restructuring and enforcement actions
  • Communicate with borrowers, guarantors, lawyers, bailiffs, insolvency administrators and other external parties
  • Manage debt recovery from pre-legal collection through enforcement proceedings
  • Oversee external legal service providers and bailiffs
  • Represent the Bank in bankruptcy and restructuring proceedings and before courts
  • Prepare claims, counterclaims, legal documents, settlement proposals, payment arrangements and other recovery documentation
  • Coordinate restructuring and enforcement processes with external providers and internal stakeholders
  • Perform financial analysis of borrowers, including financial statements, cash flows, repayment capacity and collateral
  • Calculate and analyse debt balances, repayment schedules, interest and other amounts due using Excel and internal Bank systems
  • Identify opportunities to improve debt recovery processes and contribute to internal procedures and practices

Requirements

What you’ll need
  • A university degree in Law, Finance, Business Administration or a related field
  • Previous experience in debt collection, loan recovery, restructuring, enforcement, insolvency or a similar role within a financial institution would be a strong advantage
  • Good understanding of the Lithuanian legal framework governing debt recovery, from pre-legal collection through enforcement and insolvency proceedings
  • Understanding of banking products, loan agreements and basic principles of banking operations
  • Ability to analyse financial information and assess borrowers’ repayment capacity
  • Good Excel skills and ability to work with numbers, analyse data and independently calculate debt balances and repayment schedules
  • Strong command of written and spoken English and Lithuanian
  • Proactive and solution-oriented approach

Benefits

Comp & perks
  • Access additional health insurance after the probation period
  • Additional days off based on length of service
  • Pet-friendly office
  • Complimentary snacks in the kitchen
  • Regular company events
  • Finora-branded gifts
  • Attractive referral bonuses
  • Hybrid working model with possibility to work remotely in line with team needs and internal working arrangements

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Debt CollectionLoan RecoveryRestructuringEnforcementInsolvencyFinancial Statement AnalysisCash Flow AnalysisDebt Balance CalculationRepayment Schedule AnalysisProposal Preparation
Soft Skills
Proactive ApproachSolution-Oriented MindsetEffective Communication
Tools & Technologies
ExcelInternal Bank Systems
Industry Keywords
Banking ProductsLoan AgreementsBankruptcy ProceedingsRestructuring ProceedingsLegal Framework