F.N.B. Corporation

Financial Planning and Analysis

• Manage a designated Commercial Investment Real Estate loan portfolio
• Perform portfolio management, credit underwriting, and construction monitoring
• Ensure compliance with bank and regulatory guidelines
• Maintain underwriting quality and portfolio management metrics
• Assist Commercial Relationship Managers with client relationship management
• Underwrite, monitor, and analyze the assigned Investment Real Estate portfolio
• Identify risks timely and align portfolio practices with the bank's risk appetite and regulatory standards
• Lead complex transactions, including construction loans, multi-level capital structures, and large developments
• Monitor portfolio tolerances and published KPIs/KRIs
• Work directly with Relationship Managers to optimize customer relationships
• Support satisfactory regulator, auditor, and loan review outcomes
• Work on group-wide process, role, responsibility, and output improvements
• Mentor junior Underwriting Portfolio Managers
• Present proposed credit actions in written analyses and verbally in committees and meetings
• Perform other related duties and projects as assigned
• Serve as a risk manager in accordance with F.N.B. Corporation's risk management program
• Adhere to regulatory laws and company procedures

Investment Real Estate Underwriting Portfolio Manager 2

Account Manager

• Manage client relationships and ensure superior service
• Receive phone calls from clients and carriers and comply with requests
• Resolve client issues and discrepancies independently, with assistance from the sales executive when needed
• Coordinate with the sales executive on renewal strategy
• Prepare insurance summaries, carrier submissions, and client proposals
• Review and analyze carrier quotations
• Maintain fluency in company interfacing and product guidelines for rating and changes
• Maintain data integrity in the agency management system
• Maintain and prioritize workload, including work assigned to the Account Technician
• Follow agency workflows and procedures
• Perform contract reviews regarding insurance requirements
• Issue non-standard certificates
• Maintain the suspense system for outstanding items
• Collaborate professionally with clients, carriers, and teammates
• Perform other related duties and projects as assigned
• Serve as a risk manager by understanding, reporting, responding to, managing, and monitoring daily business risks
• Comply with regulatory laws and company procedures

Commercial Lines Account Manager

Compliance

• Ensure Advisory businesses (Wealth, Private Banking, and Insurance) comply with regulatory requirements and applicable policies and procedures
• Collaborate with compliance staff to identify, measure, and monitor compliance risks within Advisory
• Document departmental workflows and recommend solutions to improve quality and reduce costs
• Identify problems, diagnose causes, and determine corrective actions
• Perform ongoing data integrity validation and correction activities in high-risk areas
• Document findings and report them to management in a timely manner
• Document and maintain assessment methodology
• Support assigned external and internal examinations
• Develop and implement assessment processes
• Prepare periodic monitoring reports
• Perform other related duties and projects as assigned
• Serve as a risk manager by understanding, reporting, responding to, managing, and monitoring daily business risks in accordance with F.N.B. Corporation’s risk management program
• Adhere to regulatory laws and company procedures

Investment Real Estate Underwriting Portfolio Manager 2

Commercial Lines Account Manager

Compliance Specialist