Trusting Social

Product Manager – Credit Cards and Consumer Lending

Trusting Social
Posted 10/21/2026full-timeTaguig • PhilippinesMid-LevelSeniorWebsite
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Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in product management for consumer lending and credit card products, with a strong focus on financial modeling, regulatory compliance, and market analysis. Proven ability to synthesize data and leverage AI tools for product optimization and decision-making.

Highest-signal resume keywords
Product Management ExperienceFinancial ModelingPhilippine Banking RegulationsAI Tool UtilizationCross-Domain Competence

About the role

Key responsibilities & impact
  • Own consumer lending and credit card products in the Philippines end-to-end, from business case and P&L through launch and optimization
  • Own product vision, strategy, roadmap, backlog, positioning, customer segments, and value propositions
  • Balance partner requirements with long-term product sustainability and scalability
  • Build financial models, unit economics analyses, and P&L forecasts
  • Define pricing, fee structures, and reward frameworks
  • Analyze market, partner, customer, and performance data to optimize profitability and risk-adjusted returns
  • Own product specifications from concept and business case through technical requirements, UAT, and go-live
  • Coordinate with Risk, Engineering, Operations, Compliance, and external partners
  • Define and maintain product governance to ensure launches are documented, compliant, and audit-ready
  • Run launch reviews and drive continuous improvement
  • Interface with banking partners, platform partners, and regulators
  • Translate partner requirements and regulatory constraints into product specifications and technical briefs
  • Represent product to senior leadership with evidence-backed recommendations
  • Use AI tools and workflows to accelerate analysis, documentation, and roadmap communication
  • Build feedback loops to capture customer and partner signals for ongoing product refinement

Requirements

What you’ll need
  • 5+ years of product management experience
  • At least 3 years in financial products, including credit cards, consumer loans, or co-lending
  • Deep familiarity with Philippine banking regulations, BSP requirements, and consumer lending frameworks
  • Experience building financial models, P&L structures, and unit economics analyses from scratch
  • Background in fintech, digital banking, or credit-driven consumer products
  • Startup or high-growth technology background is a strong plus
  • Ability to synthesize data and AI tool outputs into product decisions
  • Ability to craft precise prompts, evaluate AI results critically, and apply AI to deliver more with less
  • Ability to move quickly from analysis to decision and produce tangible results
  • Cross-domain competence across product, risk, finance, and technology
  • Ability to prototype product flows and decision logic
  • Ability to analyze metrics and build from evidence
  • Knowledge of credit product mechanics and relevant edge cases
  • Ability to maintain high-quality product documentation, workflows, and AI-assisted outputs
  • Strong English communication skills, spoken and written; professional fluency required
  • High adaptability and comfort operating in fast-paced, ambiguous environments

Benefits

Comp & perks
  • Competitive compensation package, including yearly performance bonus
  • HMO coverage for employee + 2 dependents
  • Hybrid work setup (2 days onsite / 3 days WFH)
  • AI productivity tools (Claude Cowork)
  • Onsite lunch with multiple options, including vegetarian
  • Grab for work allowance and fully equipped workstations
  • Generous leave policies, including annual leave, sick leave, and flexible work hours
  • Government-mandated benefits (SSS, PhilHealth, Pag-IBIG)
  • Work alongside talented colleagues across multiple countries
  • Real ownership from day one
  • Social impact through democratizing credit access for the underbanked

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Financial ModelsP&L ForecastsUnit Economics AnalysisProduct SpecificationsPricing StructuresRisk AnalysisMarket AnalysisCustomer SegmentationProduct Roadmap DevelopmentCompliance Documentation
Soft Skills
Strong English CommunicationAdaptabilityCritical EvaluationDecision-MakingContinuous Improvement
Tools & Technologies
AI ToolsFinancial Analysis SoftwareDocumentation WorkflowsData Analysis ToolsProduct Management Platforms
Industry Keywords
Consumer LendingCredit CardsFintechDigital BankingBSP RequirementsCo-LendingStartup EnvironmentProduct GovernanceRisk ManagementPerformance Data