Underwriter

• Participate in the Commercial Bank Analyst Development Program
• Complete an 8-week intensive curriculum covering underwriting fundamentals, financial analysis and Excel modeling, bank systems, business units, strategic priorities, and credit policies and procedures
• Assist in credit underwriting and portfolio management of diverse debt solutions for middle-market companies
• Perform financial modeling in Excel for solar, wind, gas, and battery storage projects
• Conduct project due diligence, including company and industry analysis and review of engineering, market, insurance, and transmission studies
• Prepare internal credit memoranda
• Prepare marketing materials for potential clients and other lenders
• Work as part of a Deal Team on live transactions
• Participate in internal credit approval meetings and client/customer calls as appropriate

Commercial Banking Underwriting Analyst – Power and Renewable Energy

• Lead, manage, and develop the underwriting team through coaching, mentoring, performance management, training, and clear expectations
• Oversee merchant underwriting activities and risk exposure across products and processing relationships
• Establish risk parameters and ensure decisions align with company policies, Card Brand requirements, and risk appetite
• Serve as escalation point and decision authority for complex, high-volume, or high-risk accounts
• Evaluate financial, credit, processing, fraud, and operational risks
• Determine approval structures, reserves, ACH delays, and other risk mitigants
• Monitor portfolio performance, underwriting quality, loss trends, and emerging risks
• Use data and analysis to identify concerns and recommend risk-management actions and process improvements
• Ensure adherence to Card Brand, KYC, AML, and company requirements
• Partner with Compliance, Risk, Operations, Sales, and other stakeholders on significant matters
• Serve as subject-matter expert on underwriting, credit, payments, risk management, and financial analysis
• Drive continuous improvement of underwriting policies, procedures, controls, and workflows
• Oversee fraud-risk management, including fraud identification, investigation, escalation, verification, and control practices
• Leverage internal tools and third-party resources to reduce fraudulent account exposure

Manager, Underwriting

• Manage the timely execution of underwriting and portfolio management processes throughout the Bank’s Commercial portfolio
• Work with the Chief Credit Officer to manage aggregate risk in the Bank’s loan portfolio
• Ensure commercial credit and collection policies, processes and procedures mitigate portfolio risks
• Coordinate the management and workout of problem credits
• Recommend strategies, lending objectives and the overall direction and operations of Commercial underwriting
• Interface with the CCO and Deputy CCO to meet loan quality, risk rating and reporting goals
• Meet compliance targets for annual reviews, risk ratings, covenant compliance and collateral monitoring
• Approve credit requests within delegated approval authority, including new business, modifications and renewals
• Build and coach the portfolio management and underwriting team; lead underwriters and portfolio managers
• Partner with the executive team and finance on budgeting, expense control, performance goals and market trend analysis
• Examine files for credit and collateral documentation, regulatory compliance and loan policy conformance
• Prepare written analyses on large loans, aggregate lending versus borrower indebtedness, complex loans and weak loans
• Identify problem loans and loans meeting non-accrual or charge-off criteria
• Review customer financial statements, discounted cash flows, capital rate analyses and internal asset reviews

Head of Commercial Underwriting

• Lead, mentor, and develop team members by setting goals, providing performance feedback, coaching, training, and workload support
• Manage employee lifecycle activities, including onboarding, performance evaluations, personnel documentation, policy adherence, and recommendations regarding hiring, salary adjustments, and separation decisions
• Support strategic planning and resource management by evaluating team priorities, capacity, and organizational needs
• Coordinate implementation of underwriting programs, procedural changes, and corporate initiatives with business partners and other departments
• Develop, implement, and deliver underwriting training programs for underwriters, CSRs, and other departments
• Develop and administer quality assurance programs, including scenario assessments, transaction audits, and performance reviews
• Evaluate quality assurance results, implement training and remediation plans, and recommend process improvements
• Serve as a technical underwriting resource on underwriting philosophy, procedures, regulatory requirements, and underwriting judgment
• Develop, implement, and maintain underwriting procedures, operational processes, and business plans
• Review underwriting communications for regulatory compliance and support continuous improvement initiatives

Underwriting Training Supervisor

• Assist in the development and execution of strategic initiatives supporting growth and profitability for the line of business
• Advise Senior Management and serve as a leader or participant on projects
• Manage development, growth, and profitability for the assigned book of business and territory
• Focus on new business production, renewals, and large account management
• Underwrite and manage highly complex accounts within the highest underwriting authority levels
• Coach and mentor new or junior department members and provide technical training
• Maximize profitable new business through relationships, product knowledge, and underwriting expertise
• Develop and maintain an active target account list
• Manage financial performance, including loss ratio, premium plans, retention, rate/exposure increases, and commission targets
• Manage underwriting quality and book management
• Execute underwriting strategy, portfolio management, self-audits, and documented underwriting approvals
• Ensure compliance with standards and assigned underwriting authorities
• Travel regularly to key producers and accounts and maintain marketplace visibility
• Analyze agency trends and implement proactive business strategies
• Communicate underwriting appetite and generate qualified business
• Monitor agency action plans and participate in agency planning and marketing meetings
• Assist with underwriting audits
• Respond to Field Underwriter requests with risk or program recommendations and approvals
• Consult with other company businesses and Home Office staff and participate in task forces and committees
• Develop and lead training initiatives
• Integrate line-of-business priorities with company and business-unit strategies
• Influence underwriting appetite, production, and pricing through planning processes
• Identify and communicate product refinement and development opportunities
• Assist with underwriting guidelines, product and system modifications, and coverage forms
• Lead or participate in operations, processing, and IT projects
• Participate in industry events as a subject matter expert and company representative
• Mentor and coach less experienced underwriters

Underwriter jobs in New York

Commercial Banking Underwriting Analyst – Power and Renewable Energy

Manager, Underwriting

Head of Commercial Underwriting

Underwriting Training Supervisor

Senior Underwriting Consultant – Fine Arts