YouTrip

Full-stack Engineer

• Design, develop and maintain scalable, robust and secure backend services and APIs using Golang.
• Participate in the entire software development lifecycle, from requirements analysis and design to development, testing, deployment and maintenance.
• Write clean, efficient, maintainable code following best practices and coding standards.
• Collaborate with cross-functional teams to understand requirements, architect solutions, and deliver high-quality software.
• Continuously improve system performance, reliability, and scalability through monitoring and optimization.
• Write and maintain automated unit, integration and end-to-end tests to ensure system quality and stability.
• Participate in code reviews, architecture discussions, and technical documentation to uphold engineering excellence.
• Stay current with emerging technologies and evaluate their potential for use in company systems.

Software Engineer – Payments

Architect

• Own the architectural direction for end-to-end money movement across multi-currency wallets and balances, the core ledger, card issuing and authorisation, in-app FX, overseas transfers and payouts, treasury and pre-funding, settlement and reconciliation, and shared platform services
• Define double-entry ledger design, chart of accounts, sub-ledger boundaries, immutability and correction rules, multi-currency representation, precision and rounding policies, and balance derivation or storage
• Define handling of authorisation holds, reversals, partial and incremental captures, refunds, FX revaluation and unreconciled positions
• Design idempotency, exactly-once outcomes over at-least-once messaging, transaction state machines, and failure, retry, timeout and compensation paths
• Architect card issuing, authorisation, clearing and settlement as a Mastercard Principal Member, including stand-in processing, expiry, disputes, chargebacks and mobile-wallet tokenisation
• Design FX rate sourcing, quoting, rate locking, spread and exposure management, currency exchange, pre-funding and liquidity models
• Design cross-border transfer corridors, payout rail integrations, pre-funding and nostro models, and embedded sanctions and AML screening
• Design reconciliation and settlement systems across time zones, currencies and partners
• Set measurable latency, throughput, availability and cost targets, and define consistency, recovery, replay and backfill approaches
• Establish engineering and coding standards, conduct architecture reviews, and maintain architecture decision records and documentation
• Evaluate and oversee card processors, scheme connectivity, banking and settlement partners, FX liquidity providers, payout partners, KYC and screening vendors, and infrastructure providers
• Mentor tech leads and senior engineers and eventually build and lead a small architecture group

Principal Architect – Payments, Ledger

• Own the end-to-end architectural direction for money movement across multi-currency wallets and balances, the core ledger, card issuing and authorisation, in-app FX, overseas transfers and payouts, treasury and pre-funding, settlement and reconciliation, and shared platform services
• Define double-entry ledger design, chart of accounts, sub-ledger boundaries, immutability and correction rules, multi-currency representation, precision and rounding policies, and balance derivation or storage
• Design handling for authorisation holds, reversals, partial and incremental captures, refunds, FX revaluation and unreconciled positions
• Design idempotency, exactly-once outcomes over at-least-once messaging, transaction state machines, and failure, retry, timeout and compensation paths
• Architect card issuing as a Mastercard Principal Member, including real-time authorisation, stand-in processing, authorisation expiry, disputes, chargebacks, tokenisation and card lifecycles
• Design FX rate sourcing, quoting, rate locking, spread and exposure management, currency exchange, pre-funding and liquidity models
• Architect cross-border transfer corridors, payout rail integrations, nostro design, and embedded sanctions and AML screening
• Design reconciliation and settlement systems across multiple time zones, currencies and partners
• Set quantified latency, throughput, availability and cost targets, and define consistency, recovery, replay and backfill requirements
• Establish engineering and coding standards, conduct architecture reviews, and maintain architecture decision records and documentation
• Technically evaluate and oversee card processors, scheme connectivity, banking and settlement partners, FX liquidity providers, payout partners, KYC and screening vendors, and infrastructure
• Mentor tech leads and senior engineers and eventually build and lead a small architecture group

Principal Architect – Payments & Ledger

Technical Program Manager

• Lead the end-to-end delivery of multiple complex, technical programs at once, such as new market launches, card and payment network integrations, platform migrations, and regulatory or security initiatives.
• Work with engineering, product, design, QA, risk, compliance, and operations teams to define scope, requirements, milestones, and ownership.
• Build roadmaps that balance near-term deliverables with the longer-term technical direction of each program.
• Track progress, surface blockers early, and resolve cross-team dependencies across India and regional teams in Singapore and other markets.
• Anticipate risks across teams and systems, and put mitigation and contingency plans in place before they affect customers or deadlines.
• Use metrics throughout the program lifecycle (delivery health, quality, reliability, and business outcomes) so decisions are grounded in data.
• Communicate clearly with stakeholders at all levels, from engineering teams to senior leadership, through status updates, reviews, and presentations.
• Coordinate release planning for mobile (Android and iOS) and backend services, including launch readiness, rollouts, and post-launch reviews.
• Drive improvements to engineering processes, such as planning cadences, incident follow-ups, documentation standards, and delivery tooling.
• Help teams work well together by building a collaborative, accountable, and enjoyable program culture.

Backend Engineer

• Lead the design and development of sophisticated, highly available, scalable, and secure server-side applications.
• Collaborate with cross-functional teams to understand requirements, architect solutions, and deliver high-quality software products.
• Design and develop reliable backend systems supporting high-volume transactional and payment-related workflows.
• Build and maintain integrations with external platforms and service providers, ensuring reliability and resilience across distributed systems.
• Mentor and guide junior engineers, sharing engineering expertise and best practices.
• Analyze and optimize the performance, scalability, and reliability of existing applications.
• Design and implement automated unit and integration tests.
• Stay up-to-date with software technology advancements and recommend adoption when appropriate.
• Champion code reviews, architectural discussions, and technical documentation.
• Troubleshoot and resolve complex production issues and improve system reliability.
• Participate in recruitment and hiring by interviewing candidates, evaluating them, and providing input on hiring decisions.

Senior Software Engineer – Backend

• Design and develop sophisticated, high availability, and secured server-side applications
• Collaborate with cross-functional teams to understand requirements, architect solutions, and deliver high-quality software products
• Analyze and optimize performance, scalability, and reliability of existing Golang applications
• Design and implement automated unit and integration tests
• Stay up-to-date with software technology advancements and recommend adoption when appropriate
• Participate in code reviews, architectural discussions, and technical documentation
• Troubleshoot and resolve complex issues
• Contribute to recruitment and hiring by participating in interviews, evaluating candidates, and providing input on hiring decisions

Software Engineer II – Backend

• Design, develop, and maintain high-performance mobile applications using Flutter across iOS and Android.
• Collaborate with designers, product managers, and backend developers to deliver high-quality features and user experiences.
• Optimize, profile, and conduct code reviews to ensure app performance, quality, and responsiveness.
• Diagnose and resolve bugs, performance issues, and integration challenges involving APIs and native modules.
• Develop and maintain automated unit, widget, and integration tests.
• Work on hybrid modules integrating Flutter with native iOS Swift and Android Kotlin components.
• Conduct peer reviews and mentor junior developers.
• Stay updated on Flutter, Dart, and mobile ecosystem advancements and incorporate improvements into app architecture.

Software Engineer – Mobile App Development

Operations

• Perform daily checks and reconciliations to ensure compliance with regulations
• Assist with filing and monitoring chargebacks
• Review, analyze, and resolve chargeback disputes efficiently and accurately
• Perform financial adjustments for users and prepare bank refunds
• Maintain daily reports and ledgers
• Support month-end activities by preparing and maintaining supporting documentation
• Work closely with other teams to ensure smooth operations and improve user experience
• Provide recommendations for process streamlining and improvements

Financial Operations Analyst – Chargeback/Dispute

Chief Marketing Officer

• Build, launch, and QA campaigns on Meta, Google, TikTok, and other platforms across countries
• Keep creatives fresh regularly and upload assets through pipelines
• Maintain clean naming conventions and tracking parameters
• Monitor daily pacing against budgets
• Own weekly reports with performance analysis, insights, and recommended optimizations
• Keep costs and trackers up to date and reconcile numbers
• Maintain audience syncs, exclusion lists, and conversion event checks across platforms
• Manage ad-account administration, including users, billing, payment methods, invoices, and platform policy issues
• Work with country teams on execution questions and paid amplification of content and community campaigns
• Handle day-to-day questions from platform account managers and escalate accordingly