General Counsel

• Advise on payments and financial services regulation
• Partner with product, risk and strategy teams on complex regulatory questions across markets
• Support Xero's financial services ambitions in Australia, the US and UK
• Build trusted relationships with regulators
• Mentor junior members of the legal team
• Advise on global payments regulation, financial services law and financial crime, including AML/CTF and sanctions requirements
• Develop regulatory guardrails for new payment participation models
• Support AFSL obligations, compliance and risk management across Xero's Australian payments business
• Support expansion of payments and embedded financial services capability into the US and UK
• Work with legal, compliance, risk and product colleagues, external advisers and regulators

Global Senior Payments Counsel

• Provide practical, commercial advice on payments and financial services regulation
• Partner with product, risk and strategy teams on complex regulatory questions across markets
• Support Xero’s financial services ambitions in Australia, the US and UK
• Build trusted relationships with financial regulators
• Advise on global payments regulation, financial services law and financial crime, including AML/CTF and sanctions requirements
• Develop regulatory guardrails for new payment participation models
• Support AFSL obligations, compliance and risk management across Xero’s Australian payments business
• Support expansion of payments and embedded financial services capability into the US and UK
• Mentor junior members of the legal team
• Collaborate with legal, compliance, risk and product colleagues, external advisers and regulators

• Draft, review, and negotiate SaaS agreements, master services agreements, order forms, statements of work, data processing agreements, NDAs, and other commercial contracts
• Advise on customer, vendor, partner, and technology transactions
• Support sales and procurement teams throughout contracting, including reviewing deviations from standard terms and proposing solutions
• Advise on privacy, data protection, confidentiality, information security, and customer-data use
• Support contract interpretation, implementation questions, disputes, and day-to-day commercial matters
• Assist with legal issues involving product development, content, intellectual property, artificial intelligence, and digital services
• Monitor legal and regulatory developments affecting SaaS, media monitoring, content licensing, privacy, data protection, artificial intelligence, and digital services
• Improve legal processes, templates, playbooks, and contract-management practices with internal stakeholders
• Coordinate with external counsel when specialist advice is required
• Contribute to legal and compliance projects across the Australian and wider Asia-Pacific business
• Promote a practical, risk-aware, and commercially effective approach to legal support
• Provide clear and commercially useful advice to internal stakeholders
• Manage contracts efficiently while protecting key legal and commercial interests
• Identify risks early and escalate matters appropriately
• Build trusted relationships with Sales, Procurement, Product, and other business teams
• Contribute to scalable legal processes, templates, and contracting guidance
• Report to the Head of Legal for APAC as part of the wider global legal team

Corporate Counsel

• Provide practical, commercial, and timely legal advice across banking and finance activities
• Support stakeholders across BOQ, BOQ Specialist, BOQ Finance, and BOQ Financial Markets
• Advise on SME and corporate lending, deposit products, equipment and vendor finance, novated leasing, structured finance, foreign exchange products, and distribution arrangements
• Advise on developing and amending lending and deposit product terms
• Negotiate bespoke contractual arrangements
• Support the structuring, negotiation, and settlement of transactions
• Provide legal guidance on regulatory implementation, customer remediation, mandatory breach reporting, marketing activities, and strategic transformation initiatives
• Manage multiple matters and projects concurrently
• Work with Distribution, Product, Credit, Operations, Risk, Compliance, and Transformation stakeholders
• Provide clear advice, constructive challenge, and appropriate escalation when emerging risks are identified
• Lead complex transactions
• Contribute to projects that strengthen, simplify, digitise, and improve BOQ Group operations

Senior Legal Counsel

• Lead the Property and Projects Practice Group and provide strategic legal advice across national operations
• Oversee property acquisitions, disposals, leasing, licensing and land use arrangements
• Advise on capital works, infrastructure developments, construction projects and redevelopment initiatives
• Develop legal frameworks, systems and processes supporting project delivery and risk management
• Provide legal oversight across the full project lifecycle from planning and procurement through delivery and completion
• Identify, assess and manage legal and regulatory risks
• Partner with executive leaders and senior stakeholders on organisational priorities and strategic initiatives
• Manage external legal providers and ensure high-quality, commercially focused legal services
• Contribute specialist expertise to broader legal, governance, risk and commercial matters
• Lead, mentor and develop lawyers and staff
• Build relationships with government bodies, consultants, contractors and development partners
• Report to the National Director Legal and Risk

Head of Legal – Property and Projects

• Lead the Property and Projects Practice Group and provide strategic legal advice across national operations
• Oversee property acquisitions, disposals, leasing, licensing and land use arrangements
• Advise on capital works, infrastructure developments, construction projects and redevelopment initiatives
• Develop legal frameworks, systems and processes for project delivery and risk management
• Provide legal oversight from planning and procurement through delivery and completion
• Identify, assess and manage legal and regulatory risks
• Partner with executive leaders and senior stakeholders on priorities and strategic initiatives
• Manage external legal providers and ensure high-quality, commercially focused legal services
• Contribute specialist expertise to legal, governance, risk and commercial matters
• Lead, mentor and develop lawyers and legal professionals
• Build relationships with government bodies, consultants, contractors and development partners
• Report to the National Director Legal and Risk