Attorney

• Analyze, draft, review, and negotiate service agreements, technology contracts, leases, commercial partnership agreements, amendments, and other legal instruments.
• Serve as a legal partner to the Bank’s corporate departments and the companies within the Bmg Financial Group, supporting the formalization of engagements and business initiatives.
• Provide legal advisory support to client departments during contract negotiations, identifying risks and proposing legally sound solutions aligned with business objectives.
• Draft legal opinions, memoranda, and responses to inquiries involving contractual and advisory matters.
• Provide legal support for processes led by the Procurement department, ensuring compliance with internal policies, regulatory requirements, and market best practices.
• Draft, review, and enhance agreements related to the franchise network and the Group’s other commercial partners.
• Monitor and interpret legislation and regulations applicable to the engagements under the attorney’s responsibility.
• Collaborate with Procurement, Franchising, Technology, Operations, Compliance, Information Security, Data Governance, and other internal departments.
• Participate in the development and updating of standard templates, playbooks, internal guides, and the Legal department’s knowledge bases.
• Contribute to the modernization and digital transformation of the Legal department, including contract automation, knowledge management, and continuous process improvement projects.
• Help advance contract management tools and digital workflows, supporting initiatives involving the application of artificial intelligence to legal practice.
• Pursue simplification, standardization, and greater efficiency in legal activities while preserving legal certainty.
• Share knowledge, promote best practices, and contribute to team development.
• Work with autonomy, an ownership mindset, and a focus on practical business solutions.

Junior Attorney – Contracts

Operations

• Provide support with internal administrative requests, contributing to the organization and workflow of the department’s activities
• Update spreadsheets, tracking tools, and reports, assisting with the monitoring of operational information and performance indicators
• Support the execution of routine operational activities in systems, following the team’s procedures and guidance
• Assist with organizing documents, records, and support activities for the department
• Contribute to initiatives, projects, and other team requests while developing knowledge of processes and the corporate environment

Operations Apprentice

Data Analyst

• Capture and analyze operational losses, focusing on root-cause mitigation
• Specify, implement, and manage systems for recording operational losses
• Prepare regulatory reporting on operational losses (CADOC 5050)
• Develop and monitor statistical models and operational risk indicators
• Build and manage dashboards
• Conduct root-cause analyses of operational losses to guide process improvement and risk mitigation initiatives

Senior Operational Risk Analyst – Analytics

Analyst

• Define treatment strategies by product, customer segment, delinquency bucket, and risk profile.
• Structure policies for renegotiation, discounts, installment plans, and the recovery of delinquent contracts, optimizing negotiation authority levels to balance recovery, profitability, and risk.
• Continuously develop and review preventive collection, administrative collection, and credit recovery policies.
• Analyze cure rates, roll rates, net recovery, contactability, payment promises, channel effectiveness, cohort and vintage studies, and portfolio behavior.
• Anticipate portfolio deterioration trends.
• Use statistical techniques and analytical tools to develop predictive models for recovery, payment propensity, renegotiation, and contactability.
• Segment customers and prioritize portfolios.
• Develop machine learning, artificial intelligence, and automation initiatives applied to collections.
• Conduct A/B tests and pilot new strategies, measuring their impact and financial returns.
• Prepare feasibility studies and business cases for new recovery initiatives.
• Collaborate with Credit, Modeling, Product, Legal, Compliance, Technology, Data, and Operations teams.
• Support executive forums and Credit and Collections committees through analyses and executive presentations.

Senior Analyst – Policies and Collection Strategy

Graphics Designer

• Develop high-quality 3D models, renderings, visualizations, and concept presentations for customer-facing environments and brand experiences
• Create 2D graphics, layouts, illustrations, signage, presentation materials, and marketing assets
• Translate creative briefs and brand objectives into visual concepts and experiential design solutions
• Produce design documentation, technical drawings, and presentation materials for project development and stakeholder review
• Collaborate with the Creative Director and cross-functional teams throughout concept, design, and production phases
• Prepare files and assets for fabrication, production, installation, and digital implementation
• Ensure creative work aligns with client expectations, brand standards, and project requirements
• Stay current with emerging design trends, visualization technologies, and experiential marketing best practices
• Participate in brainstorming sessions and contribute ideas that enhance customer engagement and experiential storytelling
• Manage multiple projects simultaneously while meeting deadlines in a fast-paced creative environment

3D, Graphic Designer

Systems Engineer

• Develop, maintain, and enhance the systems that make up the Core Banking platform, with a focus on checking account and financial transaction processes
• Design and implement scalable, resilient, and secure solutions to support critical banking operations
• Develop integrations between internal systems and strategic vendor platforms, such as Matera, CCS, and other solutions within the banking ecosystem
• Actively participate in software architecture definition, contributing to technical decisions and the technological evolution of the environment
• Ensure delivery quality by applying development best practices, conducting code reviews, implementing automated testing, and maintaining observability
• Identify and resolve complex issues in production environments, performing root-cause analysis and proposing continuous improvements
• Work closely with business, architecture, infrastructure, and vendor teams to understand and implement requirements
• Provide technical support to junior and mid-level developers, promoting knowledge sharing and the standardization of practices
• Participate in the planning and execution of technology modernization initiatives, technical debt reduction, and system performance improvements
• Ensure compliance with regulatory, information security, and technology governance requirements applicable to the banking environment
• Contribute to the evolution of development, continuous integration, and continuous delivery (CI/CD) processes

Senior Systems Analyst – Senior Software Developer

Manager

• Lead the bank’s total compensation strategy, balancing market competitiveness, internal equity, and financial sustainability.
• Define and implement compensation policies aligned with the organizational strategy.
• Manage fixed and variable compensation programs, including bonuses, incentives, and awards (PLR, PPR, and LTI).
• Lead salary competitiveness studies and market surveys (Mercer, Korn Ferry, WTW), translating findings into positioning recommendations.
• Design, implement, and monitor variable compensation programs, including vesting, targets, and deferral.
• Manage the job and salary structure, ensuring internal equity and external competitiveness through the Mercer IPE methodology.
• Conduct job evaluations using the Mercer IPE methodology and manage salary ranges and placement.
• Serve as a strategic partner to senior leadership in compensation-related decisions.
• Develop and monitor short-term incentive (STI) and long-term incentive (LTI) metrics related to performance and compensation.
• Integrate compensation metrics with the organization’s strategic objectives.
• Ensure compliance with labor legislation and corporate policies.
• Report to the HR Superintendency.

BMG