Insurance

• Support advancing Cyber Risk Management through creativity and development of risk indicators, early warning indicators, and cyber maturity
• Work with a mentor and support key strategic projects
• Complete work assignments based on business needs, departmental priorities, and individual qualifications
• Perform technical and/or non-technical tasks across business-related projects
• Create and deliver presentations at the completion of the internship
• Demonstrate integrity and support the Lifetime Healthcare Companies' mission, values, Corporate Code of Conduct, and Lifetime Way values
• Maintain confidentiality and protect member privacy according to company policies
• Maintain regular and reliable attendance
• Perform other functions as assigned by management

College Intern – Cyber Risk Management

• Manage and continuously enhance Proactive Financial Gathering trigger logic
• Refine systematic and manual underwriting strategy
• Partner with RPDS, GSG and SBS to build robust next generation Financial Underwriting capabilities
• Prepare and lead Financial Underwriting case reviews with senior leadership
• Support underwriting case reviews and resolution of executive escalations
• Support Project Guardian milestones, including RCSA action items for the Charge Financial Underwriting process
• Collaborate with functional and servicing partners to profitably manage and maximize customer relationships
• Ensure operational excellence and compliance with regulatory, audit, and oversight requirements

Senior Manager – Risk Management

• Proactively identify, assess, monitor, and report on key risks inherent in the business unit's activities, including credit, market, operational, compliance, strategic, and reputational risks.
• Provide independent review and challenge to the business unit’s risk identification and assessment processes and outcomes.
• Analyze risk data and identify key risk indicators (KRIs) to monitor risk trends and enable reporting and oversight.
• Leverage data visualization tools and reporting automation solutions to enhance risk reporting efficiency and accuracy.
• Develop and maintain understanding of the business unit's products, services, processes, and systems to challenge risk identification and management.
• Provide oversight of enterprise-wide frameworks, including risk appetite, concentration risks, and risk governance framework, and provide effective challenge.
• Lead and develop a team of highly motivated individuals.
• Partner with stakeholders across the organization.

Manager – Risk Management

• Conduct field risk assessments and industrial hygiene services
• Analyze or manage general liability insurance risk
• Review and understand general liability or fleet insurance coverage
• Perform occasional local site visits with minimal travel
• Provide risk management consulting services through HETI’s subcontract consultant network

Risk Management Consultant, Part-time

• Review insurance provisions in loan agreements and related transaction documents; extract and interpret applicable insurance requirements
• Review insurance documentation against loan requirements to confirm coverage compliance
• Prepare and issue insurance reports, including compliance memos, carrier rating schedules, statements of values, flood zone determinations and mapping, premium/paid receipt documentation, and loan agreement insurance requirements exhibits
• Manage open-item tracking through closing and handle post-closing deliverables
• Serve as day-to-day point of contact for assigned lender and investor clients and deal teams
• Negotiate with borrowers, brokers, and carriers to close compliance gaps
• Provide recommendations on substantive coverage questions in accordance with client standards and business goals
• Coordinate specialized partners such as environmental consultants
• Apply insurance requirements knowledge for balance sheet, CMBS, and debt fund lenders
• Evaluate insurance structures, limits, deductibles, captives, risk purchasing/retention groups, and premium financing arrangements
• Act as a technical escalation point, review team members' work, and coach on judgment calls
• Share coverage insights with Hilb’s commercial brokerage team
• Contribute to training materials and teaching sessions
• Participate in integrating AI and workflow automation into lender consulting

Senior Insurance Lending Consultant

• Lead the U.S. Consumer Proactive Line Increase function
• Develop and deploy credit line strategies across the U.S. Consumer Card portfolio, leveraging modeled income to enhance routing criteria and decisioning
• Enhance economic logic, optimization framework, and business rules to maximize returns
• Devise strategies to drive efficient card lending growth while managing contingent liability and long-term volatility
• Transform line management programs through next-generation capabilities and process enhancements
• Gain share of premium lending and provide outstanding customer experience and engagement
• Drive operational excellence and ensure full compliance with regulatory requirements
• Work with business partners in Product, Marketing, Decision Sciences, Capabilities, Risk, and Banking
• Report to the Director, Line Management

• Serve as a group leader and resource specialist within the department
• Participate in staffing and employment issues
• Train Insurance Billing Specialists I and related support staff
• Work with the Director, Manager, Supervisor, and Application Analyst on daily priorities and unit integrity
• Complete complex insurance billings and appeals
• Review insurance processing procedures and recommend streamlined processes
• Prepare required and requested reports
• Work with insurance payers on problem claims and processes
• Resolve outstanding Accounts Receivable and credit balances
• Identify and evaluate denials, determine issues and patterns, and participate in Denial Task Forces
• Export data, prepare spreadsheets, and create and run reports for outstanding claims
• Analyze complex billing problems, prepare appeals, challenge payer policies, and pursue appeal turnover
• Develop and train internal rejection protocols
• Audit and educate staff on protocol adherence
• Report payer, system, or billing issues and recommend resolutions
• Resolve credit balances and assist with annual escheatment documentation
• Lead payer-specific external claim audit activity with management, compliance, medical records, and clinical operations
• Route work assignments and participate in employment issues
• Review requested adjustments and approve low-dollar adjustments within policy; gather documentation for high-dollar adjustments
• Test and monitor new system logic or processes
• Answer phone calls and correspondence regarding account balances
• Provide workflow feedback to promote efficiency
• Use Epic functions for charge corrections, invoice inquiry, credits, charge review, claim edits, and 277 rejections
• Demonstrate excellent customer service and promote it within the team
• Complete projects and other assigned duties

Insurance Specialist II – Corporate Patient AR Management

• Submit non-complex electronic and paper claims to insurance payers
• Coordinate information for secondary and tertiary claims reviews
• Analyze claims for accurate and compatible diagnosis and procedure codes
• Make charge corrections and follow up with appropriate parties to ensure billing invoices are correct
• Follow up with payers on unresponded, rejected, and denied claims
• Work denied claims according to coding and payer guidelines, resulting in appeals or charge corrections
• Collaborate with Insurance Billing Specialist II and Denial Resolution staff on projects, complex billing issues, cross-training, and payer tasks
• Respond to questions from insurance companies, government agencies, and Guthrie Medical Group offices
• Partner with CRC and other Guthrie departments on billing inquiries
• Respond to insurance carrier correspondence and requests for supporting documentation
• Work pre-AR edits, paper claims, reports, and work queues for accurate and timely claim submission
• Provide backup to Central Charge Entry and Cash Applications, including entering charges and posting/distributing payments
• Report payer, system, or billing issues
• Use Epic functions for charge corrections, invoice inquiries, billing edits, and insurance eligibility
• Export and prepare spreadsheets for project work
• Resolve credit balances and request/document invoice adjustments within policy guidelines
• Provide workflow feedback, answer calls and correspondence, document actions, and complete assigned projects

Insurance Specialist I – Corporate Patient AR Management

• Lead process walkthroughs with control owners and key stakeholders
• Schedule testing in alignment with the testing plan
• Draft and submit results to impacted stakeholders
• Design test scripts, test steps, and testing templates
• Select populations and samples for testing in accordance with internal requirements and industry standards
• Request and collect testing evidence and support
• Coordinate reviews of completed testing with the Manager
• Communicate results
• Recommend solutions to mitigate control gaps
• Identify and execute process improvements in the testing function
• Interact with Business Line process and control owners and other Risk and Audit professionals
• Test the operational effectiveness of internal controls and verify business-line finding and remediation activities

Risk Analyst V – Operational Risk Management, Centralized Testing & Verification

• Provide oversight and guidance to CPC’s construction lending activities for affordable housing projects, mostly in upstate New York
• Provide expertise on compliance guidelines, procedures, and policies related to construction lending risk
• Assess and recommend mitigation of construction risk on individual projects and across the portfolio
• Oversee third-party inspecting engineers and architects, including consultant selection, requirements, expectations, quality, and compliance
• Review construction-related information at loan commitment, during construction, and at loan conversion
• Communicate with borrowers, contractors, and architects to identify and assess project budget, schedule, and other risks
• Prepare pre-construction and post-construction analysis reports
• Review monthly construction status reports and construction documentation
• Review Property Condition Assessment reports and advise on property condition, quality, and ongoing operational costs
• Provide training seminars to internal and external clients on construction risk guidelines, procedures, and policies
• Perform administrative duties related to construction portfolio management and documentation as necessary

Insurance jobs in New York

College Intern – Cyber Risk Management

Senior Manager – Risk Management

Manager – Risk Management

Risk Management Consultant, Part-time

Senior Insurance Lending Consultant

Manager – Risk Management

Insurance Specialist II – Corporate Patient AR Management

Insurance Specialist I – Corporate Patient AR Management

Risk Analyst V – Operational Risk Management, Centralized Testing & Verification

Director, Construction Risk Management – Affordable Housing Finance