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Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in backend engineering with a focus on financial systems, including transaction processing, ledger integrity, and payment integrations. Proficient in Node.js, TypeScript, and PostgreSQL, with strong system design skills for building reliable and auditable banking infrastructure.
Highest-signal resume keywords
Backend Engineering ExperienceNode.js/TypeScript ProficiencyPostgreSQL ProficiencyFinancial Systems DesignCross-Functional Communication
Tech Stack
Tools & technologiesAbout the role
Key responsibilities & impact- Design and build core banking infrastructure, including account opening, balances, statements, and backend APIs
- Build and maintain money movement capabilities across US payment rails, including ACH, wires, RTP, and FedNow
- Own ledger integrity and transaction processing, including double-entry accounting, holds, idempotency, and daily reconciliation
- Integrate Nitra Business Banking with cards, BillPay, expense management, and accounting products
- Build incoming-funds capabilities for insurance payouts and patient payments
- Work with sponsor banks, payment processors, and financial partners on integrations, certifications, and compliance
- Design reliable, auditable systems handling payment exceptions, settlement timing, retries, and funds availability
- Partner with product, design, and Taipei engineering teams to scope features and write technical design documents
- Make architecture decisions, establish engineering best practices, and mentor engineers
Requirements
What you’ll need- 5+ years of backend engineering experience
- Strong Node.js/TypeScript skills or comparable backend language experience
- Proficiency in PostgreSQL
- 3+ years of experience building production fintech products across payments, cards, spend management, lending, banking, or financial software
- Track record designing and building financial systems involving money movement, ledgers, or transaction processing
- Strong system design skills around financial correctness, idempotency, event ordering, retries, audit trails, reconciliation, and safe backfills
- Experience integrating third-party financial platforms, payment processors, card issuers, sponsor banks, or accounting systems
- Ability to build products from specification through production in an ambiguous environment
- Clear technical documentation and proactive risk identification
- Strong cross-functional communication skills
- Ability to collaborate with distributed engineering teams, including scheduled evening overlap with the Taipei team
Benefits
Comp & perks- Equity ownership
- Competitive salary
- Comprehensive health, vision, and dental insurance options
- Generous employer 401(k) match
- Hybrid work policy with Wednesdays designated as work-from-home days
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
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Hard Skills
Backend EngineeringNode.jsTypeScriptPostgreSQLTransaction ProcessingSystem DesignFinancial SystemsPayment IntegrationsDouble-Entry AccountingIdempotency
Soft Skills
Cross-Functional CommunicationProactive Risk IdentificationCollaboration
Industry Keywords
FintechPaymentsBankingLedger IntegrityACHWiresRTPFedNowExpense ManagementAccounting Systems