Demonstrates expertise in underwriting credit risk and delivering competitive loan products while maintaining strong client relationships. Proficient in analyzing financial statements and ensuring compliance with regulatory standards.

Highest-signal resume keywords

Loan UnderwritingCredit Risk EvaluationClient Relationship ManagementSales PerformanceRegulatory Compliance

About the role

Key responsibilities & impact

Build solid, long-lasting client relationships through consistent delivery of competitive loan product offerings
Evaluate loan opportunities and underwrite credit risk within approval authority
Deliver executable loan commitments and agreements with competitive rates and loan terms to Agent/Broker clients
Interpret borrower financial statements and review policy binders/endorsements to evaluate policy attributes and loan collateral/exposure
Analyze competing products and make interest-rate pricing recommendations
Serve as a primary client contact for premium finance needs
Coordinate with Sales Teammates, Underwriting, Management, and Loan Processing
Provide competitive loan commitments and underwriting of premium finance loans to retail agents daily
Follow up on quote and renewal opportunities and solicit new and renewal financing opportunities
Review executed loan document packages for compliance with approvals and conditions
Perform quoting, underwriting, price negotiation, and telemarketing for an assigned geographic territory
Make outbound sales calls and track relationship-level sales data in CRM software
Report lost quote opportunities, marketing intelligence, production, new business, and portfolio returns to management
Review loan documents for completeness, accuracy, and regulatory and operational compliance
Request loan funding arrangements and approve loans within assigned authority limits
Track territory performance against goals in an electronic, web-based workflow

Requirements

What you’ll need

Associate's degree or equivalent education and related training
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
Excellent written and verbal communication skills
Excellent organizational skills
Strong math aptitude
Ability to travel, occasionally overnight
English language fluency required
Commercial insurance and financial services experience preferred
Proven internal sales performance and relationship management via account or territory management preferred

Benefits

Comp & perks

Medical insurance
Dental insurance
Vision insurance
Life insurance
Disability insurance
Accidental death and dismemberment coverage
Tax-preferred savings accounts
401k plan
At least 10 days of vacation during the first year (prorated)
10 sick days (prorated)
Paid holidays
Defined benefit pension plan (depending on position and division)
Restricted stock units (depending on position and division)
Deferred compensation plan (depending on position and division)

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Loan Product AnalysisFinancial Statement InterpretationPricing RecommendationsQuotingPrice NegotiationLoan Document ReviewPortfolio ManagementMath AptitudeCRM Software ProficiencyLoan Funding Arrangements

Soft Skills

Written CommunicationVerbal CommunicationOrganizational Skills

Tools & Technologies

Microsoft OfficeElectronic Workflow Systems

Certifications & Qualifications

Associate's Degree

Industry Keywords

Commercial InsuranceFinancial ServicesPremium FinanceSales Territory Management