World Business Lenders, LLC

Accounting Manager

• Manage the accrual side of accounting for key company operations, including loan-related income and expenses, in accordance with US GAAP
• Contribute to monthly and yearly financial reporting
• Lead two Accounting Analysts and ensure accurate, timely work by the 10-business-day closing deadline
• Determine appropriate accounting treatment for new transactions and events
• Prepare FAS 91 working papers for deferred income and expense accounting
• Reconcile loan collections with bank activity and post accounting entries
• Calculate asset resolution gains and losses
• Account for interest expense and interest income
• Account for prepaid expenses
• Account for loan suspense adjustments and loan-related income and expenses
• Prepare balance-sheet account reconciliations
• Post loan activity, including loan collections, debt payments, and interest payments
• Review analysts’ work weekly
• Prepare weekly asset-resolution gain/loss calculations and account for related activity

Accounting Team Lead

Risk

• Maintain entity profiles, officer and director information, addresses, registered-agent records, ownership data, and organizational charts
• Organize and update minute books, charters, bylaws, operating agreements, resolutions, consents, certificates, and related records
• Process approved entity-information updates and confirm consistency across internal systems and external portals
• Respond to authorized requests for governance documents and entity information
• Maintain calendars for annual reports, renewals, foreign qualifications, franchise filings, registered-agent matters, and other recurring obligations
• Prepare and coordinate approved filings, certificates, applications, cover letters, and supporting documentation
• Monitor filing status, obtain evidence of acceptance, and maintain good-standing certificates and official correspondence
• Identify approaching deadlines, rejected filings, discrepancies, and delinquent items for escalation
• Prepare standard resolutions, written consents, incumbency certificates, signature packets, and meeting materials
• Coordinate reviews, approvals, electronic signatures, notarization, filing, and final record retention
• Support entity formations, dissolutions, qualifications, reorganizations, transactions, audits, and diligence projects
• Assist with tracking intellectual property registrations, renewals, assignments, and supporting records
• Prepare routine reports on entity status, open actions, upcoming obligations, missing records, and filing completion
• Perform periodic comparisons of entity data and governance records and help resolve inconsistencies
• Maintain trackers, checklists, templates, naming conventions, and document-retention practices
• Protect confidential and privileged information and follow quality-review procedures

Corporate Governance Associate

Compliance

• Research applicable federal and state requirements affecting lending, servicing, and corporate operations
• Monitor legal and regulatory developments involving usury, licensing, disclosures, and related obligations
• Prepare summaries of regulatory changes, affected processes, effective dates, and recommended next steps
• Update the regulatory obligations inventory and track implementation actions
• Maintain licensing, registration, renewal, filing, and reporting calendars and supporting documentation
• Coordinate preparation of applications, renewals, reports, certifications, and other submissions
• Support regulatory examinations, inquiries, and responses by organizing requests, owners, evidence, drafts, approvals, and deadlines
• Maintain audit-ready records of submissions, approvals, correspondence, and follow-up commitments
• Assist with regulatory reviews of new products, processes, vendors, and jurisdictional expansion
• Compare requirements against policies, procedures, disclosures, and operational practices to identify gaps
• Coordinate with Legal, Operations, Lending, Servicing, Finance, and other teams
• Support updates to policies, procedures, guidance, training materials, and regulatory reference tools
• Prepare status reports on regulatory changes, licensing, filings, examinations, and outstanding actions
• Identify approaching deadlines, incomplete records, conflicting information, and overdue actions for escalation
• Maintain standardized research files, trackers, checklists, templates, and workflows
• Protect confidential and privileged information and follow quality-control requirements
• Work typically from 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, with additional hours as needed

Regulatory Associate

• Support the day-to-day operation of WBL's compliance program
• Perform scheduled monitoring and testing of lending, servicing, disclosure, licensing, and corporate compliance controls
• Select samples, review records, document results, and retain supporting evidence
• Identify exceptions, assess patterns, and escalate potentially material or repeated issues to the Team Lead
• Support quality-assurance reviews and validate completion of corrective actions
• Maintain compliance policy and procedure inventories, review schedules, approval histories, and published versions
• Coordinate policy and procedure updates with process owners and confirm approvals and distribution
• Administer compliance training assignments, attendance, attestations, completion tracking, and follow-up
• Prepare checklists, job aids, communications, and reference materials
• Enter findings, risks, owners, due dates, and corrective actions into the issue-management process
• Follow up with action owners, review evidence, and maintain accurate status records
• Assist with root-cause analysis, trend reporting, and identification of recurring control weaknesses
• Maintain audit-ready documentation for compliance issues
• Prepare dashboards and reports on monitoring, training, policy reviews, findings, and remediation
• Respond to documentation requests from Legal, Internal Audit, Operations, and authorized stakeholders
• Support compliance reviews of operational changes
• Recommend workflow and documentation improvements based on testing results and recurring questions

Compliance Associate

Procurement

• Own the intake, review, negotiation, approval, execution, storage, renewal, and termination workflow for Corporate Legal contracts and engagement letters
• Maintain approved templates, playbooks, approval standards, and a complete contract repository
• Track key terms, obligations, notice periods, renewals, pricing changes, service levels, and termination rights
• Coordinate with Legal, Finance, Operations, Information Technology, and business owners to resolve contract issues and obtain required approvals
• Manage relationships with outside counsel, legal vendors, and service providers, including onboarding, engagement scope, performance expectations, and issue escalation
• Establish vendor performance standards, service-level expectations, review cadences, and corrective-action processes
• Support competitive sourcing, due diligence, conflicts checks, and evaluation of new vendors and law firms
• Drive consistency and efficiency in law firm engagement and matter-assignment processes
• Review outside counsel and vendor invoices for alignment with engagement terms, approved scope, rates, and billing requirements
• Maintain legal spend, budget, accrual, and variance reporting in partnership with Finance
• Identify opportunities to consolidate vendors, renegotiate terms, improve service, and control costs
• Provide reporting on vendor performance, contract status, upcoming renewals, spend, and risk items
• Build and document scalable contracting and vendor-management policies, procedures, controls, and quality-assurance standards
• Maintain records of approvals, executed agreements, amendments, insurance, and supporting due-diligence documentation
• Escalate material contractual, performance, compliance, security, or financial risks to Corporate Legal leadership
• Supervise and develop the Contract and Vendor Management Associate, including workload assignment and quality review

Contract and Vendor Management SME

• Lead the compliance framework across WBL's lending, servicing, and corporate operations
• Maintain the compliance risk assessment, obligations inventory, control framework, annual work plan, and reporting calendar
• Develop and maintain compliance policies, procedures, standards, training materials, and evidence of completion
• Assign, prioritize, and review the work of the Regulatory Associate and Compliance Associate and support their development
• Monitor adherence to applicable federal and state requirements, including usury limits, licensing requirements, and disclosure obligations
• Oversee regulatory change management and validate implementation
• Coordinate licensing, registration, examination, inquiry, and regulatory-response activities with Legal and business stakeholders
• Establish risk-based monitoring and testing plans
• Review findings, determine root causes, assign corrective actions, and track remediation through closure
• Escalate significant or repeated compliance issues and support management decisions with clear risk analysis
• Maintain audit-ready evidence of reviews, findings, approvals, and remediation
• Partner with Legal, Operations, Lending, Servicing, Finance, Internal Audit, Information Technology, and other functions
• Provide dashboards, trend analysis, risk summaries, and status updates to Corporate Legal and executive leadership
• Support product, process, vendor, and jurisdictional changes by identifying compliance requirements before implementation
• Drive continuous improvement in compliance workflows, documentation, quality assurance, and reporting

Regulatory and Compliance Team Lead

• Own the operating framework for entity management, corporate filings, resolutions, governance records, intellectual property administration, and support for corporate structuring.
• Oversee the lifecycle of WBL entities, including formations, qualifications, amendments, mergers, conversions, dissolutions, and withdrawals.
• Maintain entity records, organizational charts, officer and director information, ownership information, addresses, registered agents, and good-standing status.
• Manage minute books, charters, bylaws, operating agreements, consents, resolutions, certificates, and other governance documentation.
• Establish naming, filing, retention, access, and quality-control standards for corporate records.
• Draft and coordinate board, manager, member, shareholder, and officer resolutions and written consents.
• Maintain governance calendars and ensure approvals are completed, executed, and retained.
• Confirm entity authority, signatory authority, and required approvals for corporate actions and business requests.
• Support governance reporting and preparation for meetings, audits, transactions, financings, and diligence requests.
• Oversee annual reports, franchise and entity-related filings, foreign qualifications, registered-agent matters, and good-standing remediation.
• Support corporate structuring, reorganizations, and expansion into new jurisdictions with Legal, Finance, Tax, and Operations.
• Coordinate administrative aspects of intellectual property registrations, renewals, assignments, and recordkeeping.
• Manage external filing services and governance vendors and verify their work.
• Build and document scalable entity-management and corporate-governance policies, procedures, templates, controls, and workflows.
• Prepare dashboards and reports on entity status, obligations, pending actions, governance risks, and record completeness.
• Partner with Legal, Finance, Tax, Operations, and executive stakeholders to obtain accurate information and resolve discrepancies.
• Supervise and develop the Corporate Governance Associate, including workload assignment and quality review.

Corporate Governance SME

• Coordinate contract intake, routing, approvals, signatures, amendments, renewals, and termination documentation
• Maintain the contract repository and accurately record key terms, dates, obligations, owners, and notice periods
• Prepare standard agreements, engagement letters, amendments, and supporting documents using approved templates
• Monitor open requests and follow up with internal stakeholders and vendors
• Support onboarding and maintenance of outside counsel, legal vendors, and service providers
• Collect due-diligence, conflicts, insurance, tax, banking, and engagement documentation
• Maintain vendor contacts, rate information, service standards, performance records, and issue logs
• Coordinate recurring vendor reviews and document follow-up actions
• Review invoices for required detail, mathematical accuracy, approved rates, matter coding, and supporting documentation
• Track invoice status, budgets, accruals, and exceptions and coordinate corrections with vendors and Finance
• Prepare reports on contract status, renewals, vendor performance, spend, and outstanding items
• Maintain audit-ready records of approvals, agreements, invoices, and correspondence
• Follow contracting, billing, records-management, and vendor-governance procedures
• Identify incomplete documentation, missed milestones, process gaps, and recurring issues for escalation
• Support updates to templates, trackers, procedures, and training materials
• Protect confidential and privileged information in records and communications

Contract and Vendor Management Associate

Chief Operating Officer

• Provide operational leadership and coordination across Lending Operations, Asset Resolution, and Loan Administration (Servicing)
• Work with functional leaders to establish priorities, processes, performance expectations, operational objectives, service levels, and escalation processes
• Integrate Intake, Processing, Valuation, Underwriting, Title, Closing, Asset Resolution, and Servicing into an end-to-end operating model
• Identify operational gaps, inefficiencies, bottlenecks, handoff issues, capacity constraints, and communication breakdowns
• Develop and maintain standardized procedures, workflows, controls, service-level expectations, dashboards, reporting, KPIs, and escalation processes
• Monitor closing, funding, valuation, resolution, lending, and servicing performance and recommend corrective actions
• Analyze operational data, trends, risks, recoveries, dispositions, aging, turnaround times, quality, exceptions, and outstanding requests
• Lead cross-functional initiatives to improve efficiency, scalability, quality, profitability, recovery outcomes, and cycle times
• Evaluate staffing, workload, capacity, organizational structure, technology, training, and resource needs
• Support department leaders, succession planning, accountability, performance management, collaboration, and organizational development
• Partner with the CIO, CDAO, CFO, Finance, Legal, Risk, Technology, Sales, and other departments
• Prepare operational reports, analyses, and recommendations for the CEO and executive leadership
• Escalate significant operational risks, delays, resource constraints, and performance issues to the CEO
• Participate in strategic planning and operational decision-making
• Lead special projects and initiatives assigned by the CEO
• Report directly to the CEO as a key operational partner to executive leadership

Account Manager

• Develop relationships with residential mortgage brokers and other referral sources
• Conduct consistent outbound prospecting and follow-up within the assigned market
• Educate partners and prospective borrowers on BNB Cashout's loan program and eligibility requirements
• Maintain regular communication and build long-term, productive relationships
• Identify and pursue new business opportunities in Nashville and Savannah
• Expand BNB Cashout's broker, investor, and referral network
• Represent BNB Cashout professionally in meetings, calls, and local market activities
• Drive qualified applications, funded deals, and production volume
• Manage opportunities from initial outreach through application, underwriting coordination, and closing
• Track pipeline activity, partner engagement, and production metrics
• Follow up consistently on open opportunities and outstanding items
• Provide regular pipeline and market updates to leadership
• Maintain accurate and timely activity, contact, and opportunity records in company systems
• Follow company policies, sales procedures, and applicable compliance requirements
• Collaborate with internal teams to support a smooth partner and borrower experience
• Develop business within the Nashville and Savannah markets
• Build and maintain relationships with residential mortgage brokers, referral partners, and rental property investors
• Generate qualified opportunities and manage an active sales pipeline
• Help expand BNB Cashout's presence in the assigned market
• Work typically from 9:00 AM to 6:00 PM Eastern Time, Monday through Friday, with additional hours as business needs require

Account Representative

Manager

• Oversee sales and business development activities within an assigned geographic market
• Manage and support Account Representatives
• Develop new business relationships and expand WBL's customer and referral network
• Drive production goals, funded deals, and production volume
• Monitor individual and team performance against production goals
• Coach and develop Account Representatives
• Support recruiting, onboarding, and training of new sales talent
• Establish performance expectations and follow up on results
• Maintain relationships with existing partners and clients
• Develop and execute strategies to grow the assigned market
• Monitor market activity, pipeline performance, and production metrics
• Identify territory opportunities and challenges
• Provide regular updates and reporting to leadership
• Ensure compliance with company policies and sales procedures
• Collaborate with internal departments to improve customer and partner experience

ISO Area Manager

• Oversee sales and business development activities within an assigned geographic market
• Manage and support Account Representatives
• Develop new business relationships and expand WBL’s customer and referral network
• Drive production goals, funded deals, and production volume
• Monitor individual and team performance against production goals
• Coach and develop Account Representatives
• Support recruiting, onboarding, and training of new sales talent
• Establish performance expectations and follow up on results
• Maintain relationships with existing partners and clients
• Develop and execute strategies to grow the assigned market
• Monitor market activity, pipeline performance, and production metrics
• Identify territory opportunities and challenges
• Provide regular updates and reporting to leadership
• Ensure team members follow company policies and sales procedures
• Collaborate with internal departments to improve the customer and partner experience