Actuary

• Support quarterly financial reporting across US GAAP, Bermuda EBS/BSCR, and embedded value frameworks
• Analyze modeled results and produce reporting packages
• Monitor and refine analytics and reports
• Enhance, streamline, and automate reporting processes and analytical frameworks
• Support onboarding of new reinsurance treaties and products
• Design and implement controls and analytics frameworks
• Support annual actuarial assumption reviews through experience analysis, assumption assessment, and financial impact quantification
• Support annual planning and quarterly forecasting processes
• Serve as a key contact for external audit requests related to actuarial reporting
• Contribute to ad hoc projects and strategic initiatives across actuarial and finance functions
• Collaborate with Finance and Investments
• Perform other assigned tasks

Senior Actuarial Associate

• Own valuation and reserving for Pearl's MSSP ACO book from model build through financial close
• Rebuild, update, and own Pearl's MSSP valuation model
• Manage monthly and quarterly closes
• Set IBNR reserves and deliver monthly results for Pearl's financial reporting
• Reconcile prior performance-year results against final CMS settlement
• Build forecasts for each new performance year as new ACO partners join
• Define how Pearl interprets MSSP data and partner with Engineering to implement that logic
• Partner cross-functionally with Operations, Customer Success, Engineering, and Data Science teams

Lead Actuary, Valuation

• Perform complex assignments using actuarial modeling software-driven models for pricing, valuation, and/or risk management
• Review laws and regulations for compliance, recommend process improvements, and monitor industry communications
• Run models, generate reports, and present detailed analyses and recommendations to Actuarial Leadership
• Recommend model adjustments and improvements when appropriate
• Share knowledge, support team members, and resolve escalated issues
• Lead or participate as a key resource on moderately complex cross-functional actuarial projects from concept through implementation
• Develop exhibits and reports explaining proposals and findings for stakeholders
• Independently identify business problems and present recommended solutions to leadership
• Maintain price levels, price structures, data availability, and other requirements supporting profitability and competitiveness
• Identify critical assumptions, monitor trends, and recommend timely corrective actions
• Test assumption impacts by analyzing sources of gain and loss, premiums, interest margins, reserves, and cash values for product profitability and viability
• Advise management and serve as a primary resource for team members on escalated issues
• Identify, measure, monitor, and control risks in accordance with risk and compliance policies and procedures

Life Actuary

• Lead critical tax valuation deliverables
• Contribute to key regulatory submissions
• Collaborate across Finance, Tax, Legal, and Actuarial teams
• Own tax reserve deliverables, including tax basis change memos, spreadable tax basis changes, E&Y tax questionnaires, and tax accounting treatment deliverables
• Provide guidance on complex tax and actuarial valuation issues
• Prepare technical responses to regulatory, audit, and IRS inquiries
• Analyze consolidated NAIC financial results for US legal entities
• Deliver analysis and commentary on earnings and reserves to US Finance & Actuarial
• Present US NAIC legal entity financial results to senior management
• Lead planning, coordination, preparation, and review of NAIC actuarial financial reporting, including AAT results and AOMs
• Oversee actuarial filings across US legal entities and product lines
• Author and review sections covering liabilities, valuation assumptions, asset adequacy analysis, and reinsurance arrangements
• Ensure compliance with statutory requirements, valuation standards, and regulatory guidance
• Support NAIC governance by researching actuarial and accounting questions and proposing solutions
• Conduct valuation reviews of assumptions and methodology and other assigned projects
• Partner with AI and digital innovation teams to modernize valuation processes and explore emerging technologies
• Maintain materiality threshold and quarterly guidance documents
• Collaborate with AI champions to modernize current tools

Director, Actuary – US NAIC and Tax Valuation

• Execute key analyses for ongoing projects autonomously and with project team members
• Produce high-quality analytical work
• Manipulate and summarize complex data in Excel
• Apply supplemental programming, statistical, and database skills to client assignments
• Present results and recommendations
• Collaborate with team members across multiple locations and, on some assignments, with other Milliman offices around the world
• Pursue Casualty Actuarial Society credentials through actuarial examinations
• Work on projects across insurance, reinsurance, insurance-linked securities, and alternative-risk markets for diverse clients

Actuarial Analyst – Property and Casualty

• Drive profitable growth for The Hartford’s $3 billion Auto and Home products portfolio
• Analyze and evaluate actuarial pricing performance at the state level
• Provide action-oriented solutions to Pricing and Product Management leadership
• Develop state performance metrics, including actuarial rate indications, trends, loss development patterns and catastrophe loads
• Support rate filings, performance monitoring, profitability analyses and ad hoc analyses
• Communicate to secure internal and external approval for proposed changes
• Create and improve analytical tools using advanced actuarial methods and technical skills
• Provide actuarial thought leadership
• Develop and maintain partnerships with product management, technology, operations, data science, actuarial, compliance and legal organizations
• Participate in countrywide projects, class plan enhancements and maintenance of complex product features
• Improve analytical capabilities, data capabilities, automation, documentation and quality measures

Personal Insurance Associate Actuary / Senior Pricing Consultant

• Participate in implementation, maintenance and basic analysis of models, studies and systems using actuarial principles
• Support pricing, underwriting, statistics, reserving, forecasting and other actuarial functions
• Run, build and analyze results of basic models
• Develop oral and written presentation skills
• Learn basic business and actuarial concepts
• Participate in the Actuarial Student Program for role-specific technical and professional development
• Participate in HCSC’s six-month Enterprise New Grad Program
• Complete formal new employee orientation
• Attend professional development sessions
• Gain exposure to HCSC business areas, leaders and career paths
• Network and share learning with new graduate peers across the enterprise
• Participate in approximately four hours of virtual programming each month during the six-month program

Actuarial Analyst – Early Careers New Grad

• Support the development and enhancement of pricing tools and methodologies for Commercial Property products, including Wholesale and Programs
• Perform pricing, profitability, rate change, trend, and portfolio analyses to support underwriting and business decision-making
• Assist with annual planning activities, including ELR analysis, portfolio reviews, and preparation of actuarial assumptions
• Support pricing modernization initiatives, including model development, coding, testing, validation, and implementation
• Contribute to portfolio impact analyses for strategic initiatives, including rater harmonization and pricing methodology changes
• Partner with Underwriting, CAT Modeling, IT, Operations, and other actuarial teams to gather inputs, validate assumptions, and explain analytical results
• Help improve efficiency, governance, and documentation of pricing and analytical processes
• Support regulatory, filing, reinsurance, and ad hoc actuarial requests as needed
• Develop clear exhibits and summaries that translate actuarial analyses into practical business insights

Actuary, Commercial Property Pricing

• Develop a thorough understanding of Guardian’s products and how job responsibilities contribute to company goals
• Assist in financial and non-financial analysis and make recommendations regarding growth and profitability
• Rotate departments every 18 to 24 months through the Actuarial Leadership Development Program
• Utilize internal and external data sources to understand industry trends, clients, competitors, and the regulatory environment
• Complete assignments on time and according to supervisor specifications, working independently where possible
• Execute rate development and state rate filings supporting the Group Finance Strategy Team’s strategic goals
• Provide actuarial support for product, underwriting, finance, and distribution initiatives impacting pricing models and resulting rates
• Recommend and support new and advanced techniques to modernize pricing and improve accuracy
• Report to the Head of Disability Pricing

Actuarial Associate

• Develop, enhance, and use internal capital models to inform risk appetite, reinsurance decisions, and financial strategy
• Contribute to stress testing, ORSA scenario development, and economic capital modeling
• Help implement and refine ERM frameworks, risk registers, and related processes
• Analyze and support evaluation and placement of quota share, excess of loss, and catastrophe reinsurance structures
• Collaborate with brokers and internal teams to assess financial impact and capital benefits of reinsurance options
• Model reinsurance impacts on earnings volatility, surplus preservation, and RBC
• Conduct monthly reserving analyses and processes
• Analyze trends, variances, and reserve adequacy across lines of business and coverages
• Assist with regulatory filings and support the appointed actuary
• Collaborate with Data Science, Finance, Accounting, Underwriting, and Claims
• Present technical findings to technical and non-technical audiences
• Contribute to process automation, analytics, and actuarial tool development using R, Python, SQL, GenAI, and internal platforms

Actuary jobs in United States