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Senior Product Manager
Absa GroupCore Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in product management within the commercial card and business-payments ecosystem, focusing on developing viable product propositions, managing P&L, and leading cross-functional teams to achieve measurable outcomes. Proficient in translating customer insights into strategic product roadmaps and ensuring compliance with legal and operational requirements.
Highest-signal resume keywords
Product Management DisciplineCommercial JudgementP&L ManagementCross-Functional Team LeadershipBusiness Case Development
About the role
Key responsibilities & impact- Own the end-to-end strategy, commercial performance and customer value proposition of assigned Commercial Issuing products and payment capabilities within Business Banking
- Identify product opportunities using customer insights, portfolio performance, market developments, competitor analysis and banker or client feedback
- Define product vision, target market, customer problem, value proposition and intended commercial outcomes
- Translate strategic opportunities into product requirements, business cases and executable delivery plans
- Secure business, governance, funding, risk and technology approvals
- Oversee product development, testing, operational readiness, implementation and go-to-market execution
- Establish post-launch success measures and track performance against the approved business case
- Own or materially influence product P&L, including revenue, costs, profitability, budgets, forecasts, pricing and margins
- Develop and manage Commercial Issuing propositions addressing payment, working-capital, control, reporting and reconciliation needs of business clients
- Develop product strategies, evidence-based roadmaps and annual business operating plans
- Monitor portfolio health and performance, diagnose root causes and execute optimisation plans
- Lead cross-functional delivery through Technology, Operations, Sales, Distribution, Finance, Risk, Compliance, Legal, Fraud, Credit and other teams
- Manage product lifecycle activities from opportunity identification and discovery through launch, optimisation, retirement or migration
- Ensure legal, regulatory, scheme, credit, fraud, conduct and operational-risk requirements are met
- Engage clients and internal stakeholders to validate needs, identify friction and translate requirements into scalable propositions
- Present product strategy, roadmaps, business cases and performance updates to senior governance forums
- Support strategically important client opportunities requiring product expertise or solution design
Requirements
What you’ll need- Bachelor`s Degrees and Advanced Diplomas in Business, Commerce and Management Studies (Required)
- Practical knowledge of the commercial card and business-payments ecosystem
- Strong product-management discipline and sound commercial judgement
- Ability to translate business and customer needs into viable product propositions
- Ability to develop credible business cases and product roadmaps
- Ability to mobilise cross-functional teams and take accountability for measurable outcomes with minimal supervision
- Ability to manage product performance, profitability, customer adoption, risk, compliance, operational readiness and technology dependencies across the full product lifecycle
- Practical P&L capability covering pricing, transaction revenue, margins, operating costs, forecasting, budget performance and benefits realisation
- Understanding of Commercial Issuing and business-payment ecosystems, including customer needs, buying processes, credit and risk, payment workflows, controls, pricing and implementation
- Ability to lead through Technology, Operations, Sales, Distribution, Finance, Risk, Compliance, Legal, Fraud and Credit teams
- Ability to secure outcomes through teams with competing priorities
- Ability to engage business and corporate clients, bankers, relationship teams and relevant partners
Benefits
Comp & perks- Equal opportunity employer
- Inclusive workplace where everyone can thrive
- Reasonable accommodation during the recruitment process
- Preference may be given to candidates from underrepresented designated groups, including persons with disabilities
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Product DevelopmentMarket AnalysisPortfolio Performance MonitoringOperational ReadinessRisk ManagementCustomer Insights TranslationBusiness Case CreationPayment Workflows UnderstandingBudget ForecastingProduct Lifecycle Management
Soft Skills
AccountabilityStakeholder EngagementTeam MobilizationCommunicationProblem-Solving
Certifications & Qualifications
Bachelor's Degree in BusinessAdvanced Diplomas in Commerce and Management Studies
Industry Keywords
Commercial IssuingBusiness Payments EcosystemCustomer Value PropositionGovernance ApprovalsOperational Risk RequirementsFraud ManagementCredit RiskCompliance StandardsMarket DevelopmentsClient Engagement