Absa Group

Senior Product Manager

Absa Group
Posted 10/19/2026full-timeJohannesburg • South AfricaSeniorWebsite
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Core Competencies

Role fit
Core Competencies

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Demonstrates expertise in managing the full product lifecycle for Commercial Issuing products, including product strategy, P&L management, and cross-functional team leadership. Proficient in translating customer insights into viable product propositions while ensuring compliance with legal and regulatory requirements.

Highest-signal resume keywords
Product ManagementCommercial Card Ecosystem KnowledgeP&L ManagementCross-Functional Team LeadershipBusiness Case Development

About the role

Key responsibilities & impact
  • Own the end-to-end strategy, commercial performance and customer value proposition of assigned Commercial Issuing products and payment capabilities
  • Identify product opportunities using customer insights, portfolio performance, market developments, competitor analysis and banker or client feedback
  • Define product vision, target market, customer problem, value proposition and commercial outcomes
  • Translate opportunities into product requirements, business cases and executable delivery plans
  • Secure business, governance, funding, risk and technology approvals
  • Oversee product development, testing, operational readiness, implementation and go-to-market execution
  • Establish post-launch success measures and track performance against the approved business case
  • Own or materially influence product P&L, including revenue, costs, profitability, budgets, forecasts and commercial plans
  • Develop and manage Commercial Issuing propositions for business clients’ payment, working-capital, control, reporting and reconciliation needs
  • Develop product strategies, evidence-based roadmaps and annual operating plans
  • Monitor portfolio health and performance and execute optimisation or improvement plans
  • Lead cross-functional delivery through Technology, Operations, Sales, Distribution, Finance, Risk, Compliance, Legal, Fraud and Credit teams
  • Manage the full product lifecycle from opportunity identification and discovery through launch, optimisation, retirement or migration
  • Ensure legal, regulatory, scheme, credit, fraud, conduct and operational-risk requirements are met
  • Engage bankers, relationship teams, servicing functions and clients to validate needs and identify friction
  • Present product strategy, roadmaps, business cases and performance updates to senior governance forums
  • Support strategically important client opportunities requiring product expertise or solution design
  • Build relationships across the bank, card schemes, processors, technology providers and other relevant partners

Requirements

What you’ll need
  • Bachelor`s Degrees and Advanced Diplomas in Business, Commerce and Management Studies (Required)
  • Strong product-management discipline and sound commercial judgement
  • Practical knowledge of the commercial card and business-payments ecosystem
  • Ability to manage product performance, profitability, customer adoption, risk, compliance, operational readiness and technology dependencies across the full product lifecycle
  • Ability to translate business and customer needs into viable product propositions
  • Ability to develop credible business cases and roadmaps
  • Ability to mobilise and lead cross-functional teams with minimal supervision
  • Practical P&L capability covering pricing, transaction revenue, margins, operating costs, forecasting, budget performance and benefits realisation
  • Knowledge of Commercial Issuing and business-payment ecosystems
  • Ability to secure outcomes through teams with competing priorities
  • Ability to engage Risk, Compliance, Legal, Fraud, Credit and Operations in product design and delivery
  • Ability to understand payment needs, operational challenges and buying processes of business and corporate clients

Benefits

Comp & perks
  • Inclusive workplace and equal opportunity employer
  • Reasonable accommodation during the recruitment process
  • Opportunity to be part of Absa’s growth journey and shape its future

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Product StrategyPortfolio Performance MonitoringOperational ReadinessMarket AnalysisRisk ManagementCustomer Insights TranslationBusiness Case DevelopmentPerformance TrackingBudget ForecastingProduct Lifecycle Management
Soft Skills
Commercial JudgementRelationship BuildingTeam MobilizationProblem SolvingCommunication
Certifications & Qualifications
Bachelor's Degree in BusinessAdvanced Diplomas in Commerce and Management Studies
Industry Keywords
Commercial IssuingBusiness PaymentsPayment CapabilitiesOperational RiskComplianceFraud ManagementCredit RiskClient EngagementGo-To-Market ExecutionMarket Developments