MUFG

Associate – Special Assets

MUFG
Posted 10/22/2026full-timeUnited StatesJuniorMid-Level💰 $115,000 - $150,000 per yearWebsite
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Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in financial analysis, loan workout strategies, and regulatory compliance, with a strong ability to develop financial models and present actionable recommendations. Proficient in managing challenged loan exposures and analyzing borrower financial statements to assess risk and performance.

Highest-signal resume keywords
Financial Statement AnalysisLoan Workout StrategiesCredit AnalysisRegulatory ComplianceFinancial Modeling

About the role

Key responsibilities & impact
  • Support Senior Loan Workout Specialists managing challenged loan exposures
  • Analyze borrower and guarantor financial statements, KPIs, and 13-week cash flow reporting
  • Develop financial models to monitor performance, assess covenant adherence, debt service capacity, financial distress, turnaround potential, repayment ability, and enterprise valuations
  • Prepare borrower internal and regulatory rating recommendations and assign proper accrual status
  • Prepare reports on borrower rating changes, capital charges, charge-offs, and deal or portfolio performance
  • Develop, document, and implement action plans and workout strategies, including remedies and legal actions
  • Develop financial models and written recommendations for holding, restructuring, or selling loans
  • Review key terms and conditions of loan documentation
  • Prepare and present quarterly updates, analyses, and remediation strategy recommendations to management and committees
  • Monitor business and market trends affecting deal and portfolio performance
  • Comply with loan provision, charge-off planning, compliance, and operational risk controls
  • Identify risk-related issues requiring escalation
  • Help avoid lender liability issues and contain legal/professional expenses
  • Complete related duties and participate in special projects, forecasting, and reporting

Requirements

What you’ll need
  • Bachelor’s degree in Business Administration, Finance, Accounting or related discipline
  • Minimum of 2-3 years of experience in underwriting, portfolio management, or credit, preferably in wholesale/corporate banking
  • Rating agency or turnaround consulting firm experience considered
  • Leverage finance experience is a plus
  • Knowledge of financial statement analysis, accounting principles, wholesale credit underwriting, and general bank lending guidelines
  • Strong technical and quantitative credit and financial analysis skills
  • Proficient in MS Word, Excel, PowerPoint, Moody’s or comparable financial statement spread technology, Bloomberg, FactSet, etc.
  • Detail oriented and able to multi-task
  • Strong written, verbal, presentation and interpersonal skills
  • Ability to organize and prioritize work, work with minimal supervision, interact with management, and work effectively within a team environment and under difficult conditions
  • Preferred: Completion of a formal bank credit-training program

Benefits

Comp & perks
  • Comprehensive health and wellness benefits
  • Retirement plans
  • Educational assistance and training programs
  • Income replacement for qualified employees with disabilities
  • Paid maternity and parental bonding leave
  • Paid vacation, sick days, and holidays
  • Discretionary performance-based bonus and/or incentive compensation may be available

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Financial AnalysisUnderwritingPortfolio ManagementQuantitative AnalysisCovenant AdherenceDebt Service CapacityEnterprise ValuationsRisk IdentificationLoan Documentation ReviewCharge-Off Planning
Soft Skills
Detail OrientedStrong Written CommunicationPresentation SkillsInterpersonal SkillsOrganizational Skills
Tools & Technologies
MS WordMS ExcelMS PowerPointMoody'sBloombergFactSet
Certifications & Qualifications
Formal Bank Credit-Training Program
Industry Keywords
Wholesale BankingCorporate BankingTurnaround ConsultingCredit UnderwritingFinancial Distress