Panorama Mortgage Group

Processor

Panorama Mortgage Group
Posted 10/20/2026full-timeRemote • United StatesJunior💰 $45,000 - $50,000 per yearWebsite
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Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in residential mortgage loan processing, including compliance verification, document management, and customer service. Proficient in using Encompass and familiar with federal and state lending regulations.

Highest-signal resume keywords
Loan Processing ExperienceKnowledge Of Freddie Mac GuidelinesKnowledge Of FHA/VA GuidelinesExperience Using EncompassFamiliarity With TILA / RESPA Integrated Disclosure

About the role

Key responsibilities & impact
  • Take ownership of residential mortgage loan files after origination and advance them to closing
  • Review new files within 48 hours and verify compliance documents were issued within the proper timeframe
  • Notify appropriate staff when additional documentation or information is needed
  • Maintain a pipeline of 25 or more loan files
  • Order documents required by AUS findings, investor, and agency requirements
  • Verify, review, and track requested documents in Encompass
  • Review documents within 24 hours of receipt and follow up on discrepancies or omitted data
  • Calculate verified income, verify assets, and update Encompass
  • Organize and prepare loans for underwriting submission
  • Clear approval or suspense conditions identified by the underwriter or closer
  • Ensure closing documentation is included in loan files, including title documentation, homeowners’ insurance, and third-party invoices
  • Process loans to meet purchase contract deadlines and rate-lock expiration dates
  • Submit files to the closing department upon CTC approval milestone
  • Assist processors, underwriters, and closing departments as needed
  • Respond to customer and transaction-party inquiries
  • Assist with clearing post-closing conditions to avoid financial loss
  • Maintain customer service, KPI, quality, and data-integrity standards
  • Perform other duties as assigned

Requirements

What you’ll need
  • High School Diploma or Equivalent
  • Knowledge of Freddie Mac, Fannie Mae and FHA/VA guidelines
  • Knowledge of general federal and state mandated consumer disclosure requirements
  • Familiarity with automated underwriting technology, including Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector
  • Proficient in data entry and management
  • One (1) to Three (3) years recent loan processing experience in the mortgage industry required
  • Familiarity with TILA / RESPA Integrated Disclosure (TRID)
  • Sound judgment and decision-making skills
  • Ability to work under pressure and meet deadlines with minimal supervision
  • Excellent customer service skills
  • Excellent organizational skills
  • Experience using Encompass
  • Knowledge of current state's regulatory lending laws and requirements
  • Experience using government sites for VA and FHA files to place orders and obtain case numbers
  • English preferred; bilingual English/Spanish desired
  • Willingness to travel internationally between the United States and Mexico as needed to meet business needs

Benefits

Comp & perks
  • Competitive compensation package commensurate with background and experience
  • Equal opportunity employment

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills
Data EntryDocument VerificationPipeline ManagementIncome CalculationRegulatory ComplianceAutomated Underwriting TechnologyLoan Submission PreparationApproval Condition ClearanceCustomer Inquiry ResponsePost-Closing Condition Clearance
Soft Skills
Sound JudgmentDecision-Making SkillsAbility To Work Under PressureExcellent Customer Service SkillsExcellent Organizational Skills
Tools & Technologies
EncompassFannie Mae Desktop UnderwriterFreddie Mac Loan Prospector
Certifications & Qualifications
High School Diploma Or Equivalent
Industry Keywords
Mortgage IndustryFederal And State Mandated Consumer DisclosureCurrent State's Regulatory Lending LawsAutomated UnderwritingKPI Standards